AU
How to apply for Household Capital Loans?
Do you need a home equity loan with flexible terms and low rates? If so, read our post to learn how to apply for Household Capital Loans!
Household Capital Loans application: Loans for 60+ age!
If you’re looking for a low-interest rate home loan, you’ve come to the right place. Learning how to apply for Household Capital Loans can be your best choice!
Also, this lender offers flexible loans with interest rates that are hard to beat. They make it easy for you to get the money you need to buy your dream home.
Household Capital Loans offers low-interest-rate loans that are flexible and easy to use. This way, whether you’re buying your first home or upgrading to a bigger one, they can help.
They offer loans for 60+ age people that are easy to qualify for. So, keep reading our post to learn how to apply for Household Capital Loans and see how much money you could save!
Online Application Process
You can easily apply for this lender online through the official website! Moreover, you can even get a personal analysis during the application to help you understand more about the process.
Moreover, you can get help from their staff during the entire application process to guide you through every step.
However, you need to use their online calculator before you start the application. This way, you’ll calculate if you are eligible to get a loan with this lender.
Also, you need to remember that this lender only accepts people 60 years old or more, up to 99 years old!
You will be redirected to another website
Application Process using the app
There is not much information about the mobile app offered by Household Capital.
This way, you’ll need to complete the application process for this loan through the official website following the tips in the topic above!
Household Capital Loans vs. Wallet Wizard Loans
If you are more interested in getting loans for all almost all ages and that can get you a line of credit, we can help. You can check out the features of the Wallet Wizard Loans!
With this option, you’ll be able to apply for lines of credit of up to $8,000 with low repayments. Moreover, you can get fast approval and get your funds in as little as 1 hour after approval confirmation!
| Household Capital Loans | Wallet Wizard Loans | |
| Interest rate | 7.70% p.a. and a 7.73% p.a. comparison rate. | 47.8% variable. |
| Loan Purpose | Household loans, home equity, and other related purposes. | Lines of credit, emergencies, car purchases, and others. |
| Loan Amounts | The loan amount depends on your home value, address, financial situation, and other factors. | From $500 to $8,000. |
| Credit Needed | Not disclosed. | Not disclosed. |
| Terms | Flexible terms. | Weekly repayments: From $21.60 to $111.58 per week; Fortnightly repayments: From $43.32 to $ 223.67 per fortnight; Monthly repayments: From $94.54 to 487.17 per month. *Terms apply. |
| Origination Fee | You’ll need to pay an establishment fee (that includes conveyancing) of $950. | No upfront fees or monthly fees. Only pay for the interest on the unpaid loan balance. |
| Late Fee | There can be a late fee if you don’t make your payments on time. | If you do not contact Wallet Wizard by the terms of your Direct Debit Request, you will incur a Direct Debit Reversal Price of $10. However, if you contact them, they may waive the fee. |
| Early Payoff Penalty | N/A. | There are no prepayment penalties. |
Are you interested in these Wizard Loans features? So check the following content and read the full review we’ve made about it. You’ll get the best personal loans for your situation.
Wallet Wizard Loans review: Get the money you need
If you need a loan to pay for an emergency and get good rates, read our Wallet Wizard Loans review to learn its pros and cons!
About the author / Victória Lourenço
Reviewed by / Aline Barbosa
Senior Editor
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