AU
How to apply for the HSBC Platinum Credit Card?
If you're looking for a card with incredible perks and a low intro annual fee, read our post to learn how to apply for the HSBC Platinum Credit Card!
by Victória Lourenço
HSBC Platinum Credit Card application: Apply in 10 minutes!
Are you in Australia looking for a great credit card with an introductory annual fee and interest rate? Look no further – you can learn how to apply for the HSBC Platinum Credit Card!
Moreover, this card might be just what you’ve been searching for! In addition, this popular product from one of Australia’s top banks comes packed with features and rewards!
Also, this card offers an intro balance transfer rate that is sure to tantalize any savvy credit card user1
Therefore, let’s take a closer look at this incredible option from HSBC and explore why it might just be your ideal everyday companion. Read on to learn how to apply for the HSBC Platinum Credit Card!
Online Application Process
Before you start your application process, you’ll need to earn at least $40,000 per year and have a good credit score. Moreover, there can be other requirements you need to meet before you apply.
Therefore, after you know you meet the requirements, you can apply online through the official website. Also, you’ll be able to complete your application in 10 minutes and get a response in 60 seconds!
You will be redirected to another website
Application Process using the app
There is not much information about the mobile application for this credit card. However, you can use the mobile app to manage your account and keep track of your spending.
In addition, you can go to a physical branch to complete your application. Moreover, you can even call them to apply too!
HSBC Platinum Credit Card vs. American Express® Platinum Edge Credit Card
If the HSBC credit card is not what you’ve been looking for, you can try applying for an incredible Amex card! Therefore, with this Amex card, you’ll be able to earn up to 3 reward points on eligible purchases.
Also, you can get an intro $0 annual fee and many more perks! Therefore, read our comparison table below to help you decide!
| HSBC Platinum Credit Card | American Express® Platinum Edge Credit Card | |
| Credit Score | Good rating. | Good to excellent. |
| P.A.* | 0% intro p.a. on balance transfers for 12 months. Then, 21.99% p.a.; 19.99% p.a. for purchases; 21.99% p.a. for cash advances. *Terms apply | 21.99% variable p.a. on purchases. Rates & Fees |
| Annual Fee* | $29 for the first year. Then, $129 annually. *Terms apply | $0 annual fee in the first year. Then, $195 annually. Rates & Fees |
| Fees* | 2% intro balance transfer fee for 12 months; Up to 55 days interest-free on purchases; $30 late payment fee; 3% overseas exchange fee; Either 3% or $4 for the cash advance fee. *Terms apply | Up to 55 days interest-free; $30 fee for late payments; Cash advances or balance transfers are not available. Rates & Fees |
| Welcome bonus* | No welcome bonus besides the interest-free periods and intro annual fee. *Terms apply | No welcome bonuses besides the no annual fee during the first year. *Terms Apply |
| Rewards* | 2 Rewards Plus points per dollar you spend on qualifying international purchases; 1 Rewards Plus point per dollar for any other qualifying purchases. *Terms apply | Earn 3 points per dollar spent at major supermarkets and petro stations; 2 points per dollar spent on purchases in foreign currency when overseas and online; 1 point per dollar on any other purchases. *Terms Apply |
Like what you see here about the American Express® Platinum Edge Credit Card? So check the following link and you’ll see how to get this credit card.
How to apply for American Express® Platinum Edge
Looking for a card with travel perks and rewards points? Read on to learn how to apply for the American Express® Platinum Edge Credit Card!
Victória Lourenço
Aline Barbosa
Senior Editor
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