AU
The Low Rate Credit Card from American Express® full review!
If you need a card with an incredible purchase rate and no annual fee, read on to learn more about the Low Rate Credit Card from American Express® review!
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more
Partner Offer through CreditCards.com
The Low Rate Credit Card from American Express®: The best rate on purchases!
Are you an Australian looking for a credit card with low rates and no annual fee? If so, look no further than our Low Rate Credit Card from American Express® review!
How to apply for the Amex Low Rate Credit Card?
Do you need a credit card with low purchase rates and no annual fee? Read on to apply for the Low Rate Credit Card from American Express®!
| Credit Score | N/A. |
| P.A.* | 8.99% p.a. on purchases. Rates & Fees |
| Annual Fee* | $0. Rates & Fees |
| Fees* | $30 late payment fee; Interest-free for up to 55 days; Cash advances or balance transfers are not available. Rates & Fees |
| Welcome bonus* | There are no welcome bonuses for this credit card. *Terms Apply |
| Rewards* | There are no rewards besides the low-interest rates, low fees, annual fees, and other perks. *Terms Apply |
Also, this simple yet powerful option can save you money on purchases every day without locking you into any restrictions.
Therefore, in this blog post review, we’ll dig into all of the details —from rate differences for purchases to the no annual fee.
So, you’ll leave this review with a better understanding of how the Low Rate Credit Card from American Express® works and how it could help make your life easier!
You will be redirected to another website
How does the Low Rate Credit Card from American Express® work?
With the Low Rate Credit Card from American Express®, you’ll be able to get the best interest rate for purchases and no annual fee! So, you’ll be able to save a lot of money while using this card.
Moreover, you’ll get great credit card coverage, such as the chance to get an emergency card replacement worldwide if you lose your card or it gets stolen!
The Low Rate Credit Card from American Express® benefits
Moreover, as we mentioned, this card offers great things to its users. So, you can get incredible purchase coverage, such as card purchase cover, card refund cover, fraud protection guarantee, and much more!
Therefore, you’ll be able to keep your credit card and money safe while saving money. However, this card also has some downsides, just like any other credit card. So, read the pros and cons list below!
Pros
- You’ll be able to save money with the low-interest rate of 8.99% p.a. for purchases;
- There is no annual fee for this card;
- You’ll be able to access 24/7 Global Card Support;
- Find Fraud Protection Guarantee;
- Also, you can get up to 55 days interest-free.
Cons
- This card offers no rewards program or welcome bonuses;
- You’ll need to meet many requirements to qualify;
- Also, there is little information about the income requirements for this card.
How good does your credit score need to be?
There is not much information about the credit score you need to apply for this credit card. However, you can’t have any history of debt and payment default!
Therefore, ensure you have your finances in good standing before applying for this credit card!
How to apply for the Low Rate Credit Card from American Express®?
You can apply for this credit card after you know about the credit card requirements. Therefore, if you meet the requirements, you can have a high chance of qualifying.
How to apply for the Amex Low Rate Credit Card?
Do you need a credit card with low purchase rates and no annual fee? Read on to apply for the Low Rate Credit Card from American Express®!
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more
Partner Offer through CreditCards.com
About the author / Victória Lourenço
Reviewed by / Aline Barbosa
Senior Editor
Trending Topics
NOW Finance Personal Loans full review: Varied loans!
Are you in the market for a good personal loan? If so, you can read our NOW Finance Personal Loans review to see the pros and cons!
Keep Reading
Woolworths Personal Loan full review: Easy loans!
Are you looking for a lender with flexible options and no prepayment or monthly fees? Read our Woolworths Personal Loan review!
Keep Reading
How to apply for the Barclaycard Rewards Card?
Learn how to apply for a Barclaycard Rewards Card and start earning 0.25% cashback on your everyday spend and other perks at no annual fee.
Keep ReadingYou may also like
Learn to apply easily for the Blue Sky Financial Mortgage
Fast and uncomplicated: that's how it feels like to apply for the Blue Sky Financial Mortgage with this guide. Enjoy personalized rates!
Keep Reading
How to move out of your parents' house [Checklist]
This checklist breaks down all the essential steps and considerations for leaving home. Get organized, get started, and get moving!
Keep Reading
Delta SkyMiles® Reserve American Express Card review
If you're looking for an American Express credit card that will give you access to airport lounges, the Delta SkyMiles® Reserve American Express Card review is for you. Keep reading!
Keep Reading