AU

How to apply for a Virgin Money Low Rate Card?

Learning how to apply for the Virgin Money Low Rate Credit Card can be incredible if you want a card with low rates and amazing benefits. So, read on!

Virgin Money Low Rate Credit Card application: Apply in 10 minutes!

Learn how to apply for the Virgin Money Low Rate card. Source: The Mister Finance.
Learn how to apply for the Virgin Money Low Rate card. Source: The Mister Finance.

If you’re looking for a credit card with low-interest rates, you can learn how to apply for the Virgin Money Low Rate Credit Card! This can be perfect for your financial needs!

Also, you can apply online in just 10 minutes and receive a quick decision. Plus, enjoy low rates on purchases and balance transfers.

card

Credit Card

Virgin Money Low Rate

Visa benefits 0% intro p.a.

With 0% intro p.a. for balance transfer, this card can help you save money

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And you can even get 0% p.a. for 36 months on balance transfers with no balance transfer fees! And the other fees and rates can be low enough to help you save money while using this card!

So, if you’re in need of some extra spending power or want to pay down your debt faster, the Virgin Money Low Rate Credit Card is definitely worth considering.

Therefore, don’t wait any longer. Keep reading our post to learn how to apply for the Virgin Money Low Rate Credit Card today!

Online Application Process

You can apply online for the Virgin Money Low Rate card. Source: Freepik.
You can apply online for the Virgin Money Low Rate card. Source: Freepik.

To apply online and add the Virgin Money Low Rate credit card to your wallet, you should fit the requirements, such as being 18 years old or more and being an Australian citizen or resident in the country.

Also, you need a minimum income of $35,000 and a good credit rate.

This way, if you fit these requirements, you can have a higher chance of qualifying for this card. Moreover, you’ll need to provide some documents during the application.

And to apply, you only need to fill out a form with the personal information required. Then, you’ll need to provide the required documents, such as identification, income, and others.

And you’ll be able to complete your application in 10 minutes. And then, you’ll be able to submit your application and wait for a response.

Other ways to apply

You’ll need to follow the tips on the topic above to apply online for the Virgin Money Low Rate card through the official website.

Virgin Money Low Rate Credit Card vs. Citi Clear Credit Card

If you’re not sure about getting the Virgin Money Low Rate Credit Card, we can help you get a different option. For example, the Citi Clear Credit Card. With this card, you’ll get a lower annual fee for the first year.

Moreover, you’ll also get 0% intro p.a. offers for 15 months on balance transfers! Also, this card has low rates and fees for you to enjoy!

Plus, you can even get an incredible welcome bonus as a new cardholder. So, check out our comparison table below to help you decide between these two incredible cards!

Virgin Money Low Rate Credit CardCiti Clear Credit Card
Credit ScoreGood.Good.
P.A.*0% intro p.a. for 36 months on balance transfers, and there will be no balance transfer fees (limited offer);

11.99% variable p.a. on purchases.
0% p.a. for balance transfers for 15 months with no balance transfer fee;

14.99% p.a. for purchases.

*Terms apply.
Annual Fee$99.$49 in your first year. Then, $99.
Fees*Cash advance rate: 21.69% p.a.Cash advances: 22.24% p.a.;

Up to four additional cardholders for $0.

*Terms apply.
Welcome bonus*No welcome bonus besides the 0% intro p.a. for balance transfers.Earn $400 cashback when spending $3,000 on eligible purchases (from the first 90 days from account opening).

*Terms apply.
Rewards*N/A.$10 cashback on one Deliveroo order of $25 or more (valid for every month until December 31, 2022).

*Terms apply.

You can learn everything about this card, including how to apply for it, by reading the following post.

Citi Clear Credit Card

Citi Clear Credit Card review: Luxury perks!

Are you looking for a credit card that can give you luxury perks and a good welcome bonus? If so, read our Citi Clear Credit Card review!

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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