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Bank of Queensland Low Rate Credit Card review
Are you in the market for a card with a long 0% p.a. period and low rates? Read our Bank of Queensland Low Rate Credit Card review!
Bank of Queensland Low Rate Credit Card: Save money with low rates!
Our Bank of Queensland Low Rate Credit Card review is perfect for you if you’re looking for a credit card with low rates! With the low rates, you’ll save on interest, making it easier to manage your finances.
How to get the Bank of Queensland Low Rate card?
Do you need a card with low rates and no p.a. periods? If so, read on to learn how to apply for the Bank of Queensland Low Rate Credit Card!
Credit Score | Good credit rating. |
P.A.* | 0% intro p.a. on purchases and balance transfers for 12 months. Plus, no balance transfer fee; After that period, there will be a p.a. of 13.49% on purchases and 21.49% on balance transfers; 21.49% p.a. for cash advances; Up to 55 days interest-free (unless you have a balance transfer). *Terms apply. |
Annual Fee | $55 p.a. |
Fees* | $15 annual fee for additional cards; $30 late payment fee if you don’t make the minimum payment due. *Terms apply. |
Welcome bonus | Besides the 0% intro p.a. on purchases and cash advances, there is no welcome bonus. |
Rewards | There are no rewards programs available for this card. |
Plus, there is only a low annual fee to pay, so you can still keep your costs down. Moreover, you can get the 0% intro p.a. offer for purchases and balance transfers!
This way, you can save like never before while buying and using your card! So, read our Bank of Queensland Low Rate Credit Card review today and start enjoying the benefits of a low-rate credit card!
How does the Bank of Queensland Low Rate Credit Card work?
The Bank of Queensland has recently released its new Low Rate Credit Card, which offers an easy online application process and low purchase, cash advance, and balance transfer rates.
And this is also a card with a reasonable annual fee. So, this could be a great option if you’re looking for a card with low-interest rates.
Plus, you when you first get your car, you’ll get a 0% intro p.a. period of 12 months on purchases and balance transfers. Plus, there will be no balance transfer fee.
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Bank of Queensland Low Rate Credit Card benefits
As we mentioned, this card offers incredible perks to its cardholders. For example, you can get access to up to 55 interest-free days.
Moreover, you can even make some payments in installments with the Installment Plans program. This way, you’ll be able to divide your purchases into monthly installments over a certain term.
Plus, incredible Visa benefits are available, such as Visa contactless, security, and fraud protection. Also, you’ll get access to worldwide ATM access!
So, read our pros and cons list below to learn more about this Bank of Queensland Low Rate credit card review!
Pros
- You can enjoy a 0% intro p.a. for 12 months;
- Visa benefits;
- 55 days interest-free.
Cons
- There are no rewards programs available for this card;
- You won’t get any welcome bonuses besides the 0% intro offer;
- You’ll have to pay an annual fee.
How good does your credit score need to be?
To apply for the Bank of Queensland Low Rate credit card, you’ll need at least a good credit rating. So, make sure you have a higher score before you start the application.
How to apply for Bank of Queensland Low Rate Credit Card?
You can easily apply for this card through the official website. All you need is a computer and internet access!
Read the following content and you’ll see how easily you can apply for this credit card.
How to get the Bank of Queensland Low Rate card?
Do you need a card with low rates and no p.a. periods? If so, read on to learn how to apply for the Bank of Queensland Low Rate Credit Card!
About the author / Victória Lourenço
Reviewed by / Aline Barbosa
Senior Editor
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