AU
How to apply for OurMoneyMarket Personal Loan?
Learn how to apply for an OurMoneyMarket Personal Loan and borrow up to $75,000 at rates starting as low as 6.69% p.a.
Apply for an OurMoneyMarket Personal Loan: five-minute application and one-minute decision
Are you in Australia and need extra money to achieve your goals? See how to apply for OurMoneyMarket Personal Loan with this walkthrough.
The application is free and takes only five minutes; starting it won’t impact your credit score. Also, you will get a decision within only one minute.
Before telling you more about the process, check If you are interested in borrowing up to $75,000. Check out some details about the loans offered by OurMoneyMarket:
- The amounts start at $2,001 and can go up to $75,000;
- The terms are flexible and vary from one to seven years;
- The rates start as low as 6.69% p.a.;
- There are no monthly fees or prepayment penalties;
- The loans are unsecured;
You can get the funds you need within 24 hours of approval.
It is important to mention that the company is secure and has been awarded as one of the best lenders in Australia for consecutive years.
Now, learn how to apply for an OurMoneyMarket Personal Loan.
Online Application Process
Firstly, you must follow the eligibility requirements below:
- You must be an Australian resident at the age of majority;
- Your after-tax income must be greater than or equal to $25,000 per annum;
- You need to have an acceptable credit history with no undischarged bankruptcy listings on your reports.
Additionally, you need to provide your personal information to get a free quote within minutes.
If you decide to go further, an offer will be sent to you. Also, your credit score may be impacted.
You may receive your money within 24 hours of approval.
You will be redirected to another website
Application Process using the app
Although there is no app available for an application, you can also contact OurMoneyMarket through other channels.
To call, dial 1300 990 115. To send an email: [email protected].
OurMoneyMarket Personal Loan vs. SureMoney Personal Loan
Certainly, OurMoneyMarket Personal Loan offers great amounts of money with flexible terms and low rates and fees.
On the other hand, if you want an alternative to compare before deciding, check out the following chart!
SureMoney Personal Loan is equally well-reviewed and secure. And it is designed for nurses, teachers, police and emergency services.
| OurMoneyMarket Personal Loan | SureMoney Personal Loan | |
| APR | Starting from 6.69% p.a | Starting from 8.35% p.a. |
| Loan Purpose | Debt consolidation, car loan, vacation, wedding, home repairs, education, medical/cosmetic expenses | Vehicle purchases, vacation, consolidating debt, getting married, home renovations, education, medical/cosmetic expenses, and more |
| Loan Amounts | Up to $75,000 | From $5,000 to $50,000 |
| Credit Needed | Acceptable credit history with no undischarged bankruptcy | Not disclosed |
| Terms | 1 to 7 years | Up to 5 years |
| Origination Fee | N/A | N/A |
| Late Fee | N/A | N/A |
| Early Payoff Penalty | None | Not Found |
Therefore, if you are part of the specific public SureMoney attends (nurses, teachers, police, and emergency services), learn how to apply for a SureMoney Personal Loan.
How to apply for the SureMoney Personal Loan?
Check out how fast it is to apply for a SureMoney Personal Loan and borrow up to $50,000 to repay in up to five years at low rates and fees.
Aline Augusto
Aline Barbosa
Senior Editor
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