Credit Cards (US)

How to apply for the First Phase Visa® Card?

Do you want to start building credit but don't know how? Read our post to see how you can apply for the First Phase Visa® Card!

First Phase Visa® Card application: fast application!

Get this credit card to build a strong credit score! Source: The Mister Finance.
Get this credit card to build a strong credit score! Source: The Mister Finance.

Do you want to get your hands on a First Phase Visa® Card? You can apply for it online; the whole process is fast and easy. Plus, you’ll get a fast decision! So why wait? Apply now and start enjoying the benefits!


Credit Card

First Phase Visa®

build credit easy to apply

Get a credit line even with less-than-perfect credit score!

You will be redirected to another website

Plus, you can access zero liability programs and excellent customer service to help you with any doubt at any time. Plus, you’ll get a credit limit of $300 at first.

Also, you can build your credit score because this card sends your monthly payment reports to all three major credit bureaus!

So, if you use this card wisely and make all your payments on time, you’ll be able to build credit easily and as fast as possible.

Therefore, keep reading our post to learn how to apply for the First Phase Visa® Card!

Online Application Process

Apply online for the First Phase Visa® Card. Source: Adobe Stock.
Apply online for the First Phase Visa® Card. Source: Adobe Stock.

To apply online for this card, you’ll need to know that there is a program fee of $89, which is a one-time fee. And you’ll need to pay this fee before you complete your application process.

Also, you’ll need to create your account with First Phase before you apply for the card. You’ll need to provide the personal information required to create your account and, later on, to apply for the card.

Other ways to apply

If you’re not comfortable applying for this card online, you won’t be able to complete the application. This is because the application process for this card is only available online through the official website.

So, you can follow the steps on the topic above to complete your application and get your new card to start building credit!

First Phase Visa® Card vs. Petal® 2 “Cash Back, No Fees” Visa® Credit Card

If you’re unsure about getting the First Phase Visa® Card, we can help you with a different credit card. For example, the Petal® 2 “Cash Back, No Fees” Visa® Credit Card.

With this credit card, you won’t need a credit score, or you can have a low score; anyway, you’ll have a high chance of getting accepted!

Also, you can build credit while making everyday purchases. Plus, you’ll earn up to 1.5% cashback. And get the chance to earn up to 10% cash back! So, read our comparison table below to help you decide!

First Phase Visa® CardPetal® 2 “Cash Back, No Fees” Visa® Credit Card
Credit ScoreLow score.You can apply with no credit score or a low score.
APR34.99% for purchases and cash advances.From 15.99% to 29.99% variable APRs.
Annual Fee$75,00 for the first year. Then, $48 annually.No annual fee.
Fees*No cash advance fee for the first year (intro fee). Then, you’ll need to pay 3% or $10,00 of the cash advance amount, whichever is greater.

*Terms apply.
This card does not charge any common fees!
Welcome bonusN/A.N/A.
Rewards*N/A.You can earn from 1% to 1.5% cash back for eligible purchases you make with your card;

Plus, you can earn from 2% to 10% cash back for purchases at eligible merchants.

*Terms apply.

If you’d like to learn more about the Petal® 2 “Cash Back, No Fees” Visa® Credit Card, check the following link. It will take you to the full review here at The Mister Finance.

Cartão Petal 2 Visa® e celular

Petal® 2 “Cash Back, No Fees” Visa® card review

Check out the Petal® 2 "Cash Back, No Fees" Visa® Credit Card review, learn how it works, and apply for it to get the best rewards with no fees of any kind!

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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