Reviews (US)
Petal® 2 “Cash Back, No Fees” Visa® Credit Card review
Check out the Petal® 2 "Cash Back, No Fees" Visa® Credit Card review, learn how it works, and apply for it to get the best rewards with no fees of any kind!
Petal® 2 “Cash Back, No Fees” Visa® Credit Card: all rewards, no fees!
Petal® 2 “Cash Back, No Fees” Visa® Credit Card, issued by WebBank, has a mission: help you build credit. And to deliver it to Petal customers, this new type of credit card offers an app with a unique dashboard where you can track your credit score, take advantage of tools like a calculator, help track your spending in a month, and more. So, learn everything about it in this Petal® 2 “Cash Back, No Fees” Visa® Credit Card review!
With this card, you not only work on your credit building with confidence and reliability but also get rewards and pay zero fees through the process.
So, keep reading to learn all about it!
| Credit Score | No credit score? No problem. If eligible, Petal will create your Cash Score instead. |
| Annual Fee | $0 |
| Regular APR | 17.74% – 31.74% Variable |
| Welcome bonus | None |
| Rewards | 1% cash back on eligible purchases right away; Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments; 2% – 10% cash back at select merchants. |
How to apply Petal® 2 "Cash Back, No Fees" Visa®?
Earn rewards and pay no fees with a Petal® 2 "Cash Back, No Fees" Visa® Credit Card! Check out how to apply for it!
How does the Petal® 2 “Cash Back, No Fees” Visa® Credit Card work?
WebBank, Member FDIC, issues this card, so you can enjoy peace of mind knowing it is reliable.
Petal appeals for simplicity and offers a new way to bank. With no application, annual, monthly, foreign transaction, or any kind of fees, the Petal 2 card efforts to help you to build a credit history with a financial conscience.
Actually, by using this card, you will be encouraged to work on good habits to achieve the most of its perks and rewards.
So, the Petal® 2 “Cash Back, No Fees” Visa® Credit Card offers 1% cash back on eligible purchases, up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments, plus 2% – 10% cash back at select merchants.
And you can enable location to find rewards near you.
The app features a suitable and user-friendly dashboard where you can help track your spending in a month, understand interest rates, check your credit score, balance, and much more.
Also, the credit limit ranges from $300 to $10,000, and variable APRs from 17.74% – 31.74% (variable) based on creditworthiness.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Petal® 2 “Cash Back, No Fees” Visa® Credit Card benefits
This credit card is one of a kind. Unlike other cards, it offers a significant rate of rewards with no fees whatsoever.
The interest rate is also competitive. Plus, it provides a flexible range of credit lines, from $300 to $10,000 based on creditworthiness.
The rewards don’t expire, and you can redeem them at any time. In the meantime, you can work on your credit-building with an app that educates you and helps you plan with conscience and understand financial issues.
Pros
- No fees whatsoever. No late fee, foreign transaction fee, annual fee, or any-other-kind-of-fee, fee.
- Variable APRs range from 17.74% – 31.74%.
- Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments.
- 1% cash back on eligible purchases right away
- 2% – 10% cash back at select merchants
- $300 – $10,000 credit limits
- No credit score? No problem. If eligible, they’ll create your Cash Score instead.
- See if you’re pre-approved within minutes without impacting your credit score.
- Build credit alongside hundreds of thousands of Petal card members.
- Petal reports to all 3 major credit bureaus.
- No deposits required.
- Card issued by WebBank, Member FDIC.
Cons
- It doesn’t offer a welcome bonus or introductory APR;
How good does your credit score need to be?
You don’t need to have a credit history to apply for a Petal® 2 “Cash Back, No Fees” Visa® Credit Card. In fact, it can help you to build your credit score with responsible use. If eligible, Petal will create your Cash Score!
How to apply for Petal® 2 “Cash Back, No Fees” Visa® Credit Card?
Are you looking for rewards and no fees? Then, learn how to apply for a Petal® 2 “Cash Back, No Fees” Visa® Credit Card to get 1% cash back on eligible purchases right away!
How to apply Petal® 2 "Cash Back, No Fees" Visa®?
Earn rewards and pay no fees with a Petal® 2 "Cash Back, No Fees" Visa® Credit Card! Check out how to apply for it!
About the author / Aline Augusto
Reviewed by / Aline Barbosa
Senior Editor
Trending Topics
How to buy SafeMoon and make money online with it?
Today, you will learn how to buy SafeMoon, the newest trendy altcoin in the market. If you want to join the rally, check this post out!
Keep Reading
How to apply for CareCredit®: learn the application process
Find out how the CareCredit® application works, so you can have a great tool for you and your family to pay off your medical and pet bills.
Keep Reading
Low-interest credit card: what is it?
Are you looking for a low-interest credit card to help you manage and pay off debt? If so, you can read on to learn more about these cards!
Keep ReadingYou may also like
Luxury Titanium or Luxury Black card: choose the best!
Are you trying to decide between Luxury Titanium or Luxury Black? This review will help you decide, showing the benefits and disadvantages of each one. Please read on to find out the best travel card for you!
Keep Reading
Elon Musk is about to cut 10% of Tesla’s workforce
Last week, two emails by Elon Musk have come to light. The first ordered employees to return to the office for at least 40 hours a week. The second ordered Tesla executives to pause all hirings. Learn more below.
Keep Reading
How to apply for the Sable bank account easily
Let's see how to open your Sable bank account. It has outstanding features, no annual fee, and a debit card with cashback. This article will show you how to enjoy all these benefits.
Keep Reading