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Petal® 2 “Cash Back, No Fees” Visa® Credit Card review

Check out the Petal® 2 "Cash Back, No Fees" Visa® Credit Card review, learn how it works, and apply for it to get the best rewards with no fees of any kind!

by Aline Augusto

02/01/2022 | Updated on 02/13/2023

Petal® 2 “Cash Back, No Fees” Visa® Credit Card: all rewards, no fees!

Check out our Petal® 2 “Cash Back, No Fees” Visa® Credit Card review article! Source: Petal.

Petal® 2 “Cash Back, No Fees” Visa® Credit Card, issued by WebBank, has a mission: help you build credit. And to deliver it to Petal customers, this new type of credit card offers an app with a unique dashboard where you can track your credit score, take advantage of tools like a calculator, help track your spending in a month, and more. So, learn everything about it in this Petal® 2 “Cash Back, No Fees” Visa® Credit Card review!

With this card, you not only work on your credit building with confidence and reliability but also get rewards and pay zero fees through the process.

So, keep reading to learn all about it!

Credit Score	No credit score? No problem. If eligible, Petal will create your Cash Score instead.
Annual Fee	$0
Regular APR	17.49% – 31.49% Variable
Welcome bonus	None
Rewards	1% cash back on eligible purchases right away; Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments; 2% – 10% cash back at select merchants.

How to apply Petal® 2 "Cash Back, No Fees" Visa®?

Earn rewards and pay no fees with a Petal® 2 "Cash Back, No Fees" Visa® Credit Card! Check out how to apply for it!

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How does the Petal® 2 “Cash Back, No Fees” Visa® Credit Card work?

WebBank, Member FDIC, issues this card, so you can enjoy peace of mind knowing it is reliable.

Petal appeals for simplicity and offers a new way to bank. With no application, annual, monthly, foreign transaction, or any kind of fees, the Petal 2 card efforts to help you to build a credit history with a financial conscience.

Actually, by using this card, you will be encouraged to work on good habits to achieve the most of its perks and rewards.

So, the Petal® 2 “Cash Back, No Fees” Visa® Credit Card offers 1% cash back on eligible purchases, up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments, plus 2% – 10% cash back at select merchants.

And you can enable location to find rewards near you.

The app features a suitable and user-friendly dashboard where you can help track your spending in a month, understand interest rates, check your credit score, balance, and much more.

Also, the credit limit ranges from $300 to $10,000, and variable APRs from 17.49% – 31.49% (variable) based on creditworthiness.

Petal® 2 “Cash Back, No Fees” Visa® Credit Card benefits

Learn more about the Petal® 2 “Cash Back, No Fees” Visa® Credit Card. Source: Pexels.

This credit card is one of a kind. Unlike other cards, it offers a significant rate of rewards with no fees whatsoever.

The interest rate is also competitive. Plus, it provides a flexible range of credit lines, from $300 to $10,000 based on creditworthiness.

The rewards don’t expire, and you can redeem them at any time. In the meantime, you can work on your credit-building with an app that educates you and helps you plan with conscience and understand financial issues.

Pros

No fees whatsoever. No late fee, foreign transaction fee, annual fee, or any-other-kind-of-fee, fee.
Variable APRs range from 17.49% – 31.49%,
Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments.
1% cash back on eligible purchases right away
2% – 10% cash back at select merchants
$300 – $10,000 credit limits
No credit score? No problem. If eligible, they’ll create your Cash Score instead.
See if you’re pre-approved within minutes without impacting your credit score.
Build credit alongside hundreds of thousands of Petal card members.
Petal reports to all 3 major credit bureaus.
No deposits required
Card issued by WebBank, Member FDIC

Cons

It doesn’t offer a welcome bonus or introductory APR;

Pre-approved credit cards for low credit score available now

We analyzed your profile and found some offers that you can apply for today.

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How good does your credit score need to be?

You don’t need to have a credit history to apply for a Petal® 2 “Cash Back, No Fees” Visa® Credit Card. In fact, it can help you to build your credit score with responsible use. If eligible, Petal will create your Cash Score!

How to apply for Petal® 2 “Cash Back, No Fees” Visa® Credit Card?

Are you looking for rewards and no fees? Then, learn how to apply for a Petal® 2 “Cash Back, No Fees” Visa® Credit Card to get 1% cash back on eligible purchases right away!

How to apply Petal® 2 "Cash Back, No Fees" Visa®?

Earn rewards and pay no fees with a Petal® 2 "Cash Back, No Fees" Visa® Credit Card! Check out how to apply for it!

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About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.