Credit Cards
How to apply for the OppFi® credit card?
Learn how the OppFi® credit card application works so you can start building or rebuilding your credit history with this excellent tool!
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by Aline Augusto
OppFi® credit card application: use your card the same day you get approved!
OppFi is a company committed to providing financial products and services that allow people to access credit and build healthy wealth. Now, it features its newest product: the OppFi® credit card. The OppFi® credit card application doesn’t require an excellent credit score.
Actually, it requires only your bank account and employment history for approval decisions. In addition, it helps you rebuild or build your credit score since it reports to all three major credit bureaus.
Also, if you get approved, you can use your credit card on the same day.
And it doesn’t end there. OppFi card features a fantastic mobile app where you can manage your transactions and set up a mobile wallet and outstanding customer service through 100% US-Based support.
Check out how to apply for it today so you can start a new and healthy financial path!
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Apply online
Access the OppFi website and select Products. Then, choose the card and click on Apply Now.
After that, enter your personal offer code and continue the application with your personal, contact, employment, and bank account information.
Apply using the app
You can also download the app to complete your application or start a new one. The process is similar to the website.
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OppFi® credit card vs. Reflex credit card
Both credit cards are great options for those who carry a bad credit score. Also, they help you build your credit history.
The annual fees are similar, but the Reflex credit card can feature a lower APR.
Before deciding which is the best for you, read the terms and conditions and stick with us to follow the reviews!
| OppFi® credit card | Reflex credit card | |
| Credit Score | Bad | Bad |
| Annual Fee | $99 | From $75 to $99 |
| Regular APR | 35.99% | From 24.99% to 29.99% (variable) |
| Welcome bonus | None | None |
| Rewards | None | None |
So, if you decide to go with a Reflex card, learn how to apply for it today by reading our next post!
How do you get the Reflex Mastercard credit card?
Maybe the Reflex Mastercard card can be good for you to rebuild your credit history. So, check out how to get this credit rebuilding card!
Aline Augusto
Aline Barbosa
Senior Editor
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