Loans (US)

How to apply for the College Ave Student Loans?

College Ave Student Loans are outstanding for students who need a loan to pay school while studying, their parents, and those who need to refinance. Learn how to apply for it!


by Aline Augusto

01/10/2022 | Updated on 08/16/2022

Applying for College Ave Student Loans

Find out how the application process works! Source: Twitter College Ave Student Loans.
Find out how the application process works! Source: Twitter College Ave Student Loans.

Whether you are an undergraduate or a graduate student, or a parent, College Ave Student features loans for everyone!

Also, it offers career programs and student loan refinancing at low costs.

Fixed and variable APRs are competitive compared to other lenders, and the terms offered are flexible, ranging from five to fifteen years.

Furthermore, there are no origination or early payoff penalty fees. 

However, note that it checks credit, but you can pre-qualify without a hard credit checking before applying for real.



College Ave Student Loans

Refinancing Career programs

Get a loan with affordable fees and pay for school while studying!

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Apply online

See how to apply online. Source: Canva.
See how to apply online. Source: Canva.

Access the College Ave Student Loans website and choose which type of loan fits your needs.

You can also pre-qualify or use the calculator to help you with it.

Then, click on Apply. 

Also, note that you need to be a U.S. citizen or a permanent resident registered at least half-time at an accredited institution. If you are an international student, you need to present your Social Security Number or a qualified co-signer.

Apply using the app

Unfortunately, there is no mobile app available. So, you can’t manage your finances through your cellphone.

College Ave Student Loan vs. Merrick Bank Personal Loan

The College Ave Student Loans specializes in students loans with flexible terms and competitive rates.

However, if you don’t meet the requirements, you can apply for a Merrick Bank Personal Loan.

Check out the comparison table right below!

College Ave Student Loans Merrick Bank Personal Loan
APRUndergraduate Student Loans: rates from 0.94% to 12.99%;
Graduate Student Loans: rates from 1.99% to 11.98%;
Parent Loans: rates from 1.04% to 12.99%
From 27.99% to 35.99%
Loan PurposePersonal, for students who want to make paymentsPersonal
Loan AmountsMinimum of $1,000From $2,500 to up to $12,500
Credit NeededApproximately 600At least fair credit score
Terms5, 8, 10, and 15 yearsFrom 3 to 36 months
Origination FeeNone5%
Late Fee5% of the amount due, or $25, whichever is lessYes (see terms)
Early Payoff PenaltyNoneNone
Fachada Merrick Bank

How to apply for Merrick Bank personal loan?

Merrick Bank loan features a quick and easy application process with fair rates. Learn how to apply for it!

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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