Loans (US)
How to apply for the College Ave Student Loans?
College Ave Student Loans are outstanding for students who need a loan to pay school while studying, their parents, and those who need to refinance. Learn how to apply for it!
by Aline Augusto
Applying for College Ave Student Loans
Whether you are an undergraduate or a graduate student, or a parent, College Ave Student features loans for everyone!
Also, it offers career programs and student loan refinancing at low costs.
Fixed and variable APRs are competitive compared to other lenders, and the terms offered are flexible, ranging from five to fifteen years.
Furthermore, there are no origination or early payoff penalty fees.
However, note that it checks credit, but you can pre-qualify without a hard credit checking before applying for real.
Apply online
Access the College Ave Student Loans website and choose which type of loan fits your needs.
You can also pre-qualify or use the calculator to help you with it.
Then, click on Apply.
Also, note that you need to be a U.S. citizen or a permanent resident registered at least half-time at an accredited institution. If you are an international student, you need to present your Social Security Number or a qualified co-signer.
You will be redirected to another website
Apply using the app
Unfortunately, there is no mobile app available. So, you can’t manage your finances through your cellphone.
College Ave Student Loan vs. Merrick Bank Personal Loan
The College Ave Student Loans specializes in students loans with flexible terms and competitive rates.
However, if you don’t meet the requirements, you can apply for a Merrick Bank Personal Loan.
Check out the comparison table right below!
College Ave Student Loans | Merrick Bank Personal Loan | |
APR | Undergraduate Student Loans: rates from 0.94% to 12.99%; Graduate Student Loans: rates from 1.99% to 11.98%; Parent Loans: rates from 1.04% to 12.99% | From 27.99% to 35.99% |
Loan Purpose | Personal, for students who want to make payments | Personal |
Loan Amounts | Minimum of $1,000 | From $2,500 to up to $12,500 |
Credit Needed | Approximately 600 | At least fair credit score |
Terms | 5, 8, 10, and 15 years | From 3 to 36 months |
Origination Fee | None | 5% |
Late Fee | 5% of the amount due, or $25, whichever is less | Yes (see terms) |
Early Payoff Penalty | None | None |
How to apply for Merrick Bank personal loan?
Merrick Bank loan features a quick and easy application process with fair rates. Learn how to apply for it!
Aline Augusto
Aline Barbosa
Senior Editor
Trending Topics
Preapprove Capital One full review: preapproval with no credit score harm
Do you ever wonder which can be the best Capital One card for you? Read our Preapprove Capital One review to learn how to use this platform!
Keep ReadingHow to apply for a Capital One Quicksilver Secured Cash Rewards card?
Learn how easy and fast it is to apply for a Capital One Quicksilver Secured Cash Rewards credit card and start building a good credit score!
Keep ReadingComplete Car Warranty: is it worth it?
Extended or Complete Car Warranty: is it worth it? Check out the reasons why it would be or not a good choice to extend your car coverage.
Keep ReadingYou may also like
Application for the Citi® Double Cash Card: how does it work?
Getting cashback is one of the best features of a credit card. Having a double cashback is even better. Would you like to apply for the Citi® Double Cash Card? This article will tell you how.
Keep ReadingPetal 2 “Cash Back, No Fees” Visa Credit Card review
Find out why this credit card is a great option for building your credit. It has no annual fee and offers Cash back on purchases. Read our Petal 2 "Cash Back, No Fees" Visa Credit Card review to find out more!
Keep ReadingLearn to apply easily for the Avant Personal Loan
The guide will tell you how to apply for an Avant Personal Loan. If you have bad credit, don't worry! You can still get approved. Read on to learn more!
Keep Reading