Credit Cards (US)

How to apply for CareCredit®: learn the application process

Find out how the CareCredit® application works, so you can get access to a fantastic tool to pay off your medical bills.

by Aline Augusto

Published on 04/19/2022

Application for CareCredit®: prequalify with no hard inquiry!

See how to apply online for an CareCredit card. Source: CareCredit®.
See how to apply online for an CareCredit card. Source: CareCredit®.

Paying for medical bills might be overwhelming. Even if you have insurance, not all services are included and covered. Many people go after loans to pay major medical expenses. However, the interest might be high. CareCredit is a card specially designed for those who need a tool to help with their medical, dental, and pet care expenses. So we’ll tell you everything you need to know about the CareCredit® application.

You can choose the category you mostly use and get a flexible financing option with competitive rates. The card also offers a payment tool and a mobile app for your convenience.

Read on and learn how to apply for it today!




Health CareCredit

CareCredit® card helps you take good health care of you and your family.

You will be redirected to another website

Apply online

Find out how the CareCredit® card application works! Source: Pexels.
Find out how the CareCredit® card application works! Source: Pexels.

The online CareCredit® application is pretty easy and quick. First, access the CareCredit website and click on Apply. You can also prequalify without a hard inquiry before deciding to apply.

Choose the category you rather use and click on Get Started.

Finally, fill in your SSN, mobile number, name, address, date of birth, net income, and housing information.

Apply using the app

After registering and applying on the website as described before, download the mobile app to navigate on the go.

CareCredit® card vs. Citi Diamond Preferred Card 

CareCredit is a card that helps you pay for your medical bills when your insurance doesn’t cover all.

It offers flexible financing options with competitive rates.

However, if you want a regular credit card, check out the next option we have chosen for you.

CareCredit® cardCiti Diamond Preferred Card
Credit ScoreNot disclosedGood – Excellent 
Annual FeeNoneNone
Regular APRIt varies from 0% to 26.99%From 13.99% to 23.99%
Welcome bonusNoneNone

Then, learn how to apply for a Citi Diamond Preferred Card.

How to apply for the Citi® Diamond Preferred® card

Check out how to apply for the Citi® Diamond Preferred® card!

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

Trending Topics


Hilton Honors American Express Aspire Card full review

Do you want luxury card perks? If so, the Hilton Honors American Express Aspire Card can be for you! Read our full review to know more!

Keep Reading

The 8 best prepaid cards to control your budget

Check out our list of the best prepaid cards to control budget and find out how a prepaid card can help you better manage your spending!

Keep Reading

Start using an e-wallet: what is it and how does it work?

What is an e-wallet or digital wallets? They can make your online life a lot safer and easier. So, read more to know all about them!

Keep Reading

You may also like


Scotiabank Preferred Package account review: how does it work and is it good?

In this Scotiabank Preferred Package review you will find out whether this account is for you and what you can expect from it.

Keep Reading

Capital One Spark Miles for Business review: Travel on budget while earning rewards

You might want to read the Capital One Spark Miles for Business review if you constantly travel on business. With this credit card, you can earn miles and rewards to redeem on your trips. Read on to learn more!

Keep Reading

8 tips on how to make the most from refinancing

There are many reasons for refinancing. Either because you're facing some trouble paying your debts or because you're looking for lower interest rates. However, these tips will help you make the right decision. Consider reading this article before refinancing.

Keep Reading