Credit Cards (US)

How to apply for the Citi® Diamond Preferred® Card?

Learn all about the Citi® Diamond Preferred® Card application process in our post and apply for this no annual fee card!

by Victória Lourenço

04/17/2022 | Updated on 02/07/2023

Citi® Diamond Preferred® Card application: see how to apply for this no annual fee Citi card.

Learn all about the Citi® Diamond Preferred® Card application. Source: The Mister Finance.
Learn all about the Citi® Diamond Preferred® Card application. Source: The Mister Finance.

If you need a credit card to complete your other credit cards, the Citi® Diamond Preferred® Card can be for you. This Citi card offers a fantastic 0% intro APR period for balance transfers and purchases. Plus, you can get access to 24/7 customer service! So, keep reading our post to know all about the Citi® Diamond Preferred® card application!

card

Credit Card

Citi® Diamond Preferred®

no fee intro APR

No annual fee. Access to Citi Entertainment®.

You will be redirected to another website

Apply online

Learn how to apply online for this Citi card! Source: Adobe Stock.
Learn how to apply online for this Citi card! Source: Adobe Stock.

To apply for the Citi® Diamond Preferred® Card, you can go to Citi’s official website and look for the card. Then, you can read the card’s features and click on Apply Now.

After that, you will be redirected to a page on the same website where you will need to provide your information. For example, your home address, social security number, and others.

Apply using the app

You can use Citi’s mobile app to open a checking or savings account with Citi. Also, you can request a lost card and manage all your credit card finances from the app. However, you will need to follow the steps in the topic above to apply online for your card.

Citi® Diamond Preferred® Card vs. Citi Rewards+® Card

If you are still unsure about applying for the Citi® Diamond Preferred® card, we can help you with another card option from Citi.

The Citi Rewards+® card also has no annual fee, and you need a good to excellent credit score to qualify. Also, the Citi Rewards card has a lower APR, and you can earn welcome bonuses and rewards. So, check out our comparison table below to help you decide!

Citi® Diamond Preferred® CardCiti Rewards+® Card
Credit ScoreGood – Excellent.Good to excellent.
Annual FeeNo annual fee.No annual fee.
Regular APR0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. Balance transfers must be completed within 4 months of account opening. After that period:

Purchases APR: 17.49% – 28.24% (Variable);
Balance Transfer APR: 17.49% – 28.24% (Variable);
Cash Advance APR: 29.74% (Variable).
0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5). After that period:

Purchases APR: 17.99% – 27.99% (Variable);
Balance Transfer APR: 17.99% – 27.99% (Variable);
Cash Advance APR: 29.74% (Variable);
Welcome bonus*There’s no current offer.You can earn 20,000 bonus points after you spend $1,500 in your first 3 months using the card (redeem your points for $200 inf gift cards.)

*Terms apply.
Rewards*Special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more via  Citi Entertainment®.2 ThankYou® Points for every dollar you spend at gas stations and supermarkets (valid for your first $6,000 per year.)

1 ThankYou® Point for every dollar you spend on any other purchase you made with the card.

*Terms apply.
Citi Rewards+® card

How to apply for the Citi Rewards+® Card

Read our Citi Rewards+® Card application post to know how to apply and get the best out of this card's perks and benefits!

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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