Credit Cards (US)
How to apply for the Citi® Diamond Preferred® Card?
Learn all about the Citi® Diamond Preferred® Card application process in our post and apply for this no annual fee card!
by Victória Lourenço
Citi® Diamond Preferred® Card application: see how to apply for this no annual fee Citi card.
If you need a credit card to complete your other credit cards, the Citi® Diamond Preferred® Card can be for you. This Citi card offers a fantastic 0% intro APR period for balance transfers and purchases. Plus, you can get access to 24/7 customer service! So, keep reading our post to know all about the Citi® Diamond Preferred® card application!
Apply online
To apply for the Citi® Diamond Preferred® Card, you can go to Citi’s official website and look for the card. Then, you can read the card’s features and click on Apply Now.
After that, you will be redirected to a page on the same website where you will need to provide your information. For example, your home address, social security number, and others.
You will be redirected to another website
Apply using the app
You can use Citi’s mobile app to open a checking or savings account with Citi. Also, you can request a lost card and manage all your credit card finances from the app. However, you will need to follow the steps in the topic above to apply online for your card.
Citi® Diamond Preferred® Card vs. Citi Rewards+® Card
If you are still unsure about applying for the Citi® Diamond Preferred® card, we can help you with another card option from Citi.
The Citi Rewards+® card also has no annual fee, and you need a good to excellent credit score to qualify. Also, the Citi Rewards card has a lower APR, and you can earn welcome bonuses and rewards. So, check out our comparison table below to help you decide!
| Citi® Diamond Preferred® Card | Citi Rewards+® Card | |
| Credit Score | Good – Excellent. | Good to excellent. |
| Annual Fee | No annual fee. | No annual fee. |
| Regular APR | 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. Balance transfers must be completed within 4 months of account opening. After that period: Purchases APR: 17.49% – 28.24% (Variable); Balance Transfer APR: 17.49% – 28.24% (Variable); Cash Advance APR: 29.74% (Variable). | 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5). After that period: Purchases APR: 17.99% – 27.99% (Variable); Balance Transfer APR: 17.99% – 27.99% (Variable); Cash Advance APR: 29.74% (Variable); |
| Welcome bonus* | There’s no current offer. | You can earn 20,000 bonus points after you spend $1,500 in your first 3 months using the card (redeem your points for $200 inf gift cards.) *Terms apply. |
| Rewards* | Special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more via Citi Entertainment®. | 2 ThankYou® Points for every dollar you spend at gas stations and supermarkets (valid for your first $6,000 per year.) 1 ThankYou® Point for every dollar you spend on any other purchase you made with the card. *Terms apply. |
How to apply for the Citi Rewards+® Card
Read our Citi Rewards+® Card application post to know how to apply and get the best out of this card's perks and benefits!
The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
Victória Lourenço
Aline Barbosa
Senior Editor
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