GO2bank Review: is it trustworthy?
Check out this GO2bank Review and learn how it could be an excellent tool for you to build your credit faster and safer!
GO2bank: build your credit
Check out how to build your credit by reading this GO2bank review article! GO2bank offers mobile banking services that include accounts and a card. It has been operating for 22 years and has served 33 million customers.
Also, it is an FDIC member, which means your money is protected up to the limit allowed.
Furthermore, this digital bank is a Green Dot company that focuses on simplifying financial products and services.
|Credit Recommended||All credit types are welcome to open an account.|
|Financial products offered||Mobile accounts, card, and access to credit services|
|Overdraft Protection||Up to $200 with opt-in and eligible direct deposits|
|ATM Fee||$0 In-network withdrawal & balance inquiry, $3 Out-of-network withdrawal, $0.50 Out-of-network balance inquiry.|
|Fees||No monthly fees with eligible direct deposit, otherwise $5 per month|
In case you want to try a simpler way to manage your finances, keep reading this GO2bank review to learn how GO2bank works and the pros and cons of being its customer.
How is banking with GO2bank?
GO2bank is a Green Dot digital bank that offers a checking account with the possibility to add different savings accounts at a high yield percentage of up to 1% paid each quarter at a limit of $5,000.
The technological company provides simplicity, flexibility, and convenience.
The account has no minimum balance required when you open it. And you get a debit card with up to $200 in overdraft protection.
However, you must meet some requirements, including setting up an eligible direct deposit to waive the $5 monthly fee.
Also, the bank offers a wide free nationwide ATM network, the possibility to get your pay earlier by setting an ASAP Direct Deposit and allows you to deposit money at approximately 90,000 retail stores in the U.S.
GO2bank provides an all-in-one app where you can move money and do whatever you need right in the palm of your hands.
Furthermore, you can get cash back whenever you buy eGift Cards from eligible merchants using the app.
The company features a Visa-secured card that helps you build credit, and the opportunity to access your credit scores with the Credit Care Advantage program.
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GO2bank experience review: highlights
GO2bank is a good option for those who want an alternative to traditional banking services. Besides the card and features that allow you to build credit, the app provides security, flexibility, and convenience for those who want to do everything everywhere.
In addition, the account offers the possibility to add savings accounts at a high yield percentage. On the other hand, there are some fees associated with the products if you don’t meet the requirements.
Also, maximum limits could be a disadvantage for those who want unlimited benefits. In the following, you can check some highlights of this GO2bank review:
Advantages of using GO2bank service
- Overdraft protection up to $200 with opt-in and eligible direct deposit.*
- No monthly fees with eligible direct deposit, otherwise $5 per month.
- Earn up to 7% cash back when you buy eGift Cards in the app.
- Get your pay up to 2 days early – Get your government benefits up to 4 days early.*
- High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*
Disadvantages: where GO2bank falls short
- There is a monthly fee if you don’t meet the requirements;
- There are maximum limits to overdraft protection and APY on savings.
Why should you choose GO2bank?
GO2bank is a fantastic option for those who want an alternative to traditional banking services. Plus, it is a good option for those who need to build credit at a low cost.
How to start banking with GO2bank?
Now, learn how easy and fast it is to start banking with this neobank. The following content will take you through the application process and explain how it works. Open your account to start managing your money like a pro.
Disclaimer: *Terms and conditions apply. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Overdraft fees may apply. Click Apply Now to learn more.
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