Account (US)
GO2bank Review: is it trustworthy?
Check out this GO2bank Review and learn how it could be an excellent tool for you to build your credit faster and safer!
GO2bank: build your credit
Check out how to build your credit by reading this GO2bank review article! GO2bank offers mobile banking services that include accounts and a card. It has been operating for 22 years and has served 33 million customers.
How to apply for a GO2bank account?
If you're looking for more information on the GO2bank application process, this post is exactly what you need.
Also, it is an FDIC member, which means your money is protected up to the limit allowed.
Furthermore, this digital bank is a Green Dot company that focuses on simplifying financial products and services.
Credit Recommended | All credit types are welcome to open an account. |
Financial products offered | Mobile accounts, card, and access to credit services |
Overdraft Protection | Up to $200 with opt-in and eligible direct deposits |
ATM Fee | $0 In-network withdrawal & balance inquiry, $3 Out-of-network withdrawal, $0.50 Out-of-network balance inquiry. |
Fees | No monthly fees with eligible direct deposit, otherwise $5 per month |
Minimum balance | None |
In case you want to try a simpler way to manage your finances, keep reading this GO2bank review to learn how GO2bank works and the pros and cons of being its customer.
How is banking with GO2bank?
GO2bank is a Green Dot digital bank that offers a checking account with the possibility to add different savings accounts at a high yield percentage of up to 1% paid each quarter at a limit of $5,000.
The technological company provides simplicity, flexibility, and convenience.
The account has no minimum balance required when you open it. And you get a debit card with up to $200 in overdraft protection.
However, you must meet some requirements, including setting up an eligible direct deposit to waive the $5 monthly fee.
Also, the bank offers a wide free nationwide ATM network, the possibility to get your pay earlier by setting an ASAP Direct Deposit and allows you to deposit money at approximately 90,000 retail stores in the U.S.
GO2bank provides an all-in-one app where you can move money and do whatever you need right in the palm of your hands.
Furthermore, you can get cash back whenever you buy eGift Cards from eligible merchants using the app.
The company features a Visa-secured card that helps you build credit, and the opportunity to access your credit scores with the Credit Care Advantage program.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
GO2bank experience review: highlights
GO2bank is a good option for those who want an alternative to traditional banking services. Besides the card and features that allow you to build credit, the app provides security, flexibility, and convenience for those who want to do everything everywhere.
In addition, the account offers the possibility to add savings accounts at a high yield percentage. On the other hand, there are some fees associated with the products if you don’t meet the requirements.
Also, maximum limits could be a disadvantage for those who want unlimited benefits. In the following, you can check some highlights of this GO2bank review:
Advantages of using GO2bank service
- Overdraft protection up to $200 with opt-in and eligible direct deposit.*
- No monthly fees with eligible direct deposit, otherwise $5 per month.
- Earn up to 7% cash back when you buy eGift Cards in the app.
- Get your pay up to 2 days early – Get your government benefits up to 4 days early.*
- High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*
Disadvantages: where GO2bank falls short
- There is a monthly fee if you don’t meet the requirements;
- There are maximum limits to overdraft protection and APY on savings.
Why should you choose GO2bank?
GO2bank is a fantastic option for those who want an alternative to traditional banking services. Plus, it is a good option for those who need to build credit at a low cost.
How to start banking with GO2bank?
Now, learn how easy and fast it is to start banking with this neobank. The following content will take you through the application process and explain how it works. Open your account to start managing your money like a pro.
How to start banking with GO2bank?
GO2bank offers a new way of banking. Check out how easy and fast it is to join it!
Disclaimer: *Terms and conditions apply. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Overdraft fees may apply. Click Apply Now to learn more.
About the author / Aline Augusto
Reviewed by / Aline Barbosa
Senior Editor
Trending Topics
How to buy Delta Airlines ticket on sale?
Learn how to buy a Delta Airlines ticket on sale through the Delta Airlines platform or Skyscanner. Check out how to enjoy the promotions!
Keep ReadingBest loans for fair credit scores: 5 options
If you're looking for a loan but have a fair score, we can help you! Read our post to see a list of the best loans for fair credit scores!
Keep ReadingHow to apply for the Discover Student loans?
Discover Student loans offer various types of loans with affordable rates and rewards. Learn how to apply for it and get all the benefits.
Keep ReadingYou may also like
First Phase Visa® Card review
Do you need to repair or build your credit from scratch? Check out the First Phase Visa® Card review, and find out more about how it can fix it. Read on!
Keep Reading0% intro APR: U.S. Bank Visa® Platinum Card review
Our comprehensive U.S. Bank Visa® Platinum card review reveals why it's an ideal choice for those looking to avoid interest charges! Read on and learn!
Keep ReadingWhen should you consider a secured credit card?
If you're suffering from a bad credit score, you should consider getting a secured credit card to improve it. Read this content to see if it's the right option for you.
Keep Reading