Comparison (US)

Credit Sesame Credit Score & Monitoring or Experian BOOST™ Credit Score and Monitoring: a comparison

If you need to improve your credit score, read on to know which one is best: Credit Sesame Credit Score & Monitoring or Experian BOOST™ Credit Score and Monitoring!

by Victória Lourenço

Published on 07/16/2022

Credit Sesame Credit Score & Monitoring or Experian BOOST™ Credit Score and Monitoring: which is the best?

Read our comparison and find out which is best: Credit Sesame Credit Score & Monitoring or Experian BOOST™ Credit Score and Monitoring! Source: Unsplash.
Read our comparison and find out which is best: Credit Sesame Credit Score & Monitoring or Experian BOOST™ Credit Score and Monitoring! Source: Unsplash.

Do you have a bad score and want to know which of these platforms is best: Credit Sesame Credit Score & Monitoring or Experian BOOST™ Credit Score and Monitoring? We can help you out!

We all know how difficult it can be to improve your credit score. But there are credit score monitoring platforms that give you the necessary guidance. Keep reading our comparison to choose the best one!

Credit Sesame logo

How to join Credit Sesame Credit Score?

Credit Sesame Credit Score & Monitoring offers a range of free services so you can check and monitor your financial situation through a spectacular dashboard. See how to

Experian logo

How to improve credit scores with Experian BOOST™?

Learn how to improve credit scores with Experian BOOST™ and how to access and monitor Experian reports to have a healthier financial life!

Comparison table

Many people feel lost when it comes to their credit scores. Some may run away from checking their score or don’t even talk about it.

But even though it may seem hard to improve your score, there is always a way out. You can find guidance to give you the tips you need. And with time, you’ll improve your score like never before.

Even if you think you have the worst score in the world, you can improve it. It may take some time, but it is better to start now than later!

So, keep reading our post to know more about these two credit monitoring platforms and learn which is best: Credit Sesame Credit Score & Monitoring or Experian BOOST™ Credit Score and Monitoring!

Credit Sesame Credit Score & MonitoringExperian BOOST™ Credit Score and Monitoring
Credit ToolsCredit score checking, credit report, credit monitoring, credit score alerts, debt, assets, online platform, mobile app, and educational graphs.Track your bills to increase your score, Experian credit report, credit monitoring alerts, and surveillance for the dark web.
Security & ProtectionFree identity theft insurance.Dark web surveillance report.
Identity Theft Insurance Limit$50,000.N/A.
30-day Trial AvailableThe platform is free from the first day.7-day free trial available for the CreditWorksSM Premium plan.
The CreditWorksSM Basic plan is free.
Free Report OfferedTransUnion.Experian.
Monthly PriceNo monthly fee.No monthly fee for the CreditWorksSM Basic plan.
Monthly payments of $24.9 for the CreditWorksSM Premium plan.
Mobile AppYes.Yes.

Credit Sesame Credit Score & Monitoring

Learn more about the Credit Sesame platform! Source: Credit Sesame.
Learn more about the Credit Sesame platform! Source: Credit Sesame.

The Sesame credit monitoring platform offers a range of features to help you improve your score. You can find simple tools such as credit reports or credit scores or the more complete credit score monitoring.

There is a difference between the services of credit score and credit report. Your credit score is the points calculated by credit bureaus. This point determines your creditworthiness at the moment.

On the other hand, the credit report is a summary of all your credit history. So, there will be a lot more information about your credit over time.

But even though you can keep checking your credit score or credit report, it doesn’t mean it will increase. You need to make a plan and act to increase your score.

So, Credit Sesame gives you incredible tips to help you plan to improve your score. They give you the necessary tools for you to build your credit. All you need to do is create a login and start!

Experian BOOST™ Credit Score and Monitoring

Learn all about the Experian BOOST™! Source: Experian.
Learn all about the Experian BOOST™! Source: Experian.

With this credit score and monitoring platform, you can check your FICO® Score and get other benefits. You can earn credit to pay bills, such as phone bills and streaming services.

Also, the chance of checking your FICO® Score is incomparable because most lenders use this score. You can find features to help you get credit to pay for popular streaming services, bills, and more!

Since Experian BOOST™ won’t help you repair your score altogether, you can enjoy some features for free. You can increase your score quickly with their tips.

Plus, you can find the regular features, such as credit score, credit report, and credit score monitoring. And you can get them for free.

However, if you cant credit and identity protection, you can sign up for CreditWorksSM Premium. With this, you can get a free 7-day trial and pay $24.99 per month after!

Benefits of the Credit Sesame Credit Score & Monitoring

Some credit score and monitoring platforms require a credit card and some fees for monitoring your credit, But with Credit Sesame, you can monitor your score for free.

Also, you don’t need to have a credit card. And you can get free personalized credit offers to help you build credit like never before!

You will have access to identity protection, and you’ll also get TransUnion’s credit reports. There are tips to help you find possible mistakes on your credit report and help you fix them.

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Benefits of the Experian BOOST™ Credit Score and Monitoring

You can get your credit score from the three major credit bureaus and check your FICO® Score. Also, you can get FICO® Score alerts and simulate your score.

You can check your score for free and still get a 7-day free trial to get credit and identity protection solutions. After that, it is $24.99/month.

Disadvantages of the Credit Sesame Credit Score & Monitoring

Even though Credit Sesame is an incredible tool, there are some downsides. You can only get the data from one credit bureau (TransUnion).

Disadvantages of the Experian BOOST™ Credit Score and Monitoring

To get credit and identity protection solutions, you need to pay a monthly fee of $24.99. Also, you can’t get all the features in the free plan.

Credit Sesame Credit Score & Monitoring or Experian BOOST™ Credit Score and Monitoring: which you should choose?

If you are looking for more complete and useful credit score monitoring tools, Experian BOOST™ Credit Score and Monitoring can be better for you.

With Experian, you can check your FICO® Score. And with Credit Sesame, there are only TransUnion scores. Plus, you can get the 7-day free trial to get credit and identity protection with Experian.

It all depends on your financial need and which platform you like best. You can try both to see. And if you want more tips on how to increase your score, check out our post below!

illustration of a credit report paper

How to increase your credit score

You may not know all the metrics related to the credit scoring system. You will know the advantages, percentages and how to increase your credit score in the best way!

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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