Account (US)
Open a Free Checking with United Bank
Open a Free Checking with United Bank and enjoy many benefits for free, including a Visa debit card, online banking, security features, convenience, and much more.
by Aline Augusto
United Bank Free Checking: an account full of features for free
Is it worth to open a Free Checking with United Bank? United Bank was founded in 1839 on St. Patrick’s Day, and since that time, it has been delivering several banking solutions for individuals and businesses. Its offers include credit cards, checking & savings accounts, lending options, investments, wealth management, and more.
Today, we will review the Free Checking account. Keep reading to learn how it works.
Features offered | Visa Debit card; Online and mobile banking with bill pay; eStatements; Digital wallets integration; Physical branches available; Many ATMs locations; Security features |
Maintenance fees | $0 |
Minimum balance | None |
How to start banking with United Bank?
An United Bank Free Checking offers the essentials for free. Learn how to open an account and enjoy its benefits!
If you are searching for an account full of features with no maintenance fees, you have just found one. But, before joining United Bank, check out the Free Checking review!
Free Checking at United Bank: how does it work?
Part of planning a sustainable financial path passes through choosing a bank account that offers a variety of solutions at a low cost.
Unfortunately, not every account features a complete package of resources without charging maintenance fees.
Fortunately, United Bank does!
The Free Checking account offered by this bank doesn’t have hidden fees. And it doesn’t require a minimum balance, unlike other accounts available on the market.
In summary, by opening a Free Checking, you enjoy a list of benefits that includes a Visa debit card, online bill pay with Zelle, security features, access to many ATM locations & physical branches, and more.
Also, speaking of Zelle, United Bank has partnered with this digital payments network to deliver an easy, fast, and secure way to receive and send money.
Furthermore, the account offers eStatements, mobile banking, and integration with digital wallets like Apple Pay, Samsung Pay, and Google Pay.
Although it charges a $0 maintenance fee, you must know that other fees may apply, such as Stop Payment fees and NSF fees. On the other hand, the whole fee schedule is detailed on the official website from the moment you start opening an account.
So, this bank account is a good option for those who want the basics with no hidden fees. But, learn how it is to start banking with United Bank.
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United Bank experience: highlights
United Bank has built a solid path as a financial institution since its foundation. It has provided convenience and safety to all its customers.
Nowadays, the bank offers more than 220 full-service banking locations and over 20 loan origination offices.
Therefore, if you are looking for a bank with physical attendance, you might enjoy being United Bank’s client.
Besides that, according to agencies and the CFPB (Consumer Financial Protection Bureau), this bank is pretty well-rated regarding customer service due to the high-level satisfaction of its clients.
In addition, the bank offers a complete range of financial products, including personal & business solutions, wealth management, online & mobile banking, lending options, investments, and much more.
Advantages
- The Free Checking account doesn’t hide fees;
- It costs a $0 maintenance fee;
- It doesn’t require a minimum balance;
- It offers the essentials, including a Visa debit card, online & mobile banking, security features, online bill pay with Zelle, digital wallets integration, and more;
- The bank provides outstanding customer service;
- United Bank offers access to several physical branches and ATM locations.
Disadvantages
- The Free Checking account doesn’t pay interest on the balance;
- The account doesn’t offer any kind of rewards;
- It requires a minimum deposit of $50 to open (for retail accounts).
Why should you choose Free Checking at United Bank?
This account is an amazing option for those who are looking for the essentials at a low cost. Also, the Free Checking doesn’t require a minimum balance, unlike other accounts do.
How to open a Free Checking account?
Now, learn how to open a Free Checking account with United Bank!
How to start banking with United Bank?
An United Bank Free Checking offers the essentials for free. Learn how to open an account and enjoy its benefits!
Aline Augusto
Aline Barbosa
Senior Editor
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