Credit Cards (US)

Coutts Silk Card review

The Coutts Silk Card is made for the wealthy and has many luxurious perks. Read our full review to know more about this incredibly exclusive card!

Coutts Silk Card: A card to match your lavish lifestyle!

Check out this Coutts Silk Card review. Source: The Mister Finance.
Check out this Coutts Silk Card review. Source: The Mister Finance.

In this Coutts Silk Card review, we’ll look into a card that offers personalized rewards and perks to those who are very wealthy. The more you spend with the card, the more you get gifts and benefits.

If you love to travel and dine, this card can also give you access to more than 700 airport lounges all over the world with the membership to LoungeKey.

This card can be so exclusive that if you manage to become a cardholder, you will be using the same credit card as people from the British royal family. So, to learn more about this luxury card, keep reading our full review!

Coutts Silk Card

How do you get the Coutts Silk Card?

So many would want to have a card as luxurious as the Coutts Silk Card. Read more to know how to get this exclusive card!

How does the Coutts Silk Card work?

Once you manage to become a cardholder, you can get access to the Coutts mobile app and to your online account, where you can get all of your financial information. This card’s spending limit can be personalized by Coutts, but that depends on how they will evaluate your finances and profile.

You can use the card internationally, and there are no foreign transaction fees. You can also have access to exclusive events and airport lounge access with the LoungeKey membership.

Coutts Silk Card benefits

What are the benefits to this card? Source: Adobe Stock.
What are the benefits to this card? Source: Adobe Stock.

Check the highlights and lowlights next in our Coutts Silk Card review.

Pros

  • No annual fee
  • Access to more than 700 airport lounges worldwide
  • The Thank You From Coutts gives you rewards the more you spend with the card
  • No foreign transactions fee

Cons

  • You must be a Coutts client to apply
  • Only very wealthy people fit the profile to get the card

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Should you get a Coutts Silk Card?

If you have considerable money to spend and want a very premium card to give you rewards for it, you may want to get this credit card. However, only having a lot of money might not be enough to make you eligible to get this exclusive card.

So, if you are very wealthy and want to get premium benefits and invitations to exclusive events, you should definitely consider trying to apply.

How good does your credit score need to be?

To get this very exclusive Coutts card, you should probably have a more than excellent credit score.

However, this might not be enough to get you this card, as they have very exclusive requirements and you must also be a very wealthy person.

How to apply for a Coutts Silk Card?

To apply for this Coutts card, you must be a Coutts client. As the card is only available to Coutts clients, you must go through that application process first.

So, to get some more information on this card’s application, you can read our post about how to apply for this Coutts credit card.

Coutts Silk Card

How do you get the Coutts Silk Card?

So many would want to have a card as luxurious as the Coutts Silk Card. Read more to know how to get this exclusive card!

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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