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Absa Flexi Core Credit Card full review
This Absa Flexi Core Credit Card review will show you how valuable this card can be as it offers rewards and perks while helping you build your credit history.
Absa Flexi Core Credit Card: rewards, insurance, Visa benefits, and more
Are you looking for a good credit card to build credit? Then, read this Absa Flexi Core Credit Card review to learn how it works, and find out if it fits your profile.
How to apply for the Absa Flexi Core Credit Card?
Learn how easy and fast it is to apply for an Absa Flexi Core Credit Card and start earning rewards and building your credit history today!
Firstly, take a look at the summary below!
Credit Score | Not disclosed |
APR | Not found |
Annual Fee | R168.00 (R14.00 per month) |
Fees | Monthly credit facility fee: R30.00; Additional card: R16.50; Cash withdrawal: Any local bank (assisted) – R80.00 plus R2.50 per R100 / Absa / POS – local – ATM – R2.50 per R100; Account payments: online or ATM – R10.00 / Absa branch – R80.00; Debit orders: Free; Bank statement: online – R10.00 / Absa Cat ATM – R20.00; Balance inquiry: Free / Assisted: R9.00; Insufficient funds fee: R10.00 and others. |
Welcome bonus | None |
Rewards | up to 30% cash back on groceries, fuel, health & beauty, and at partners (conditions apply); up to 1.15% on everything else; Absa Advantage: complete challenges and get rewarded |
Certainly a great card option, full of benefits at a very reasonable price. Also, it is a choice for those who are low-income earners.
How does the Absa Flexi Core Credit Card work?
An Absa Flexi Core Credit Card is an excellent option for those who want to build a credit history and don’t earn a high income to apply for a good credit card.
In fact, this Flexi Core is a popular choice in South Africa.
The fees charged are reasonable considering all the benefits you can get at no extra cost.
For example, this Visa offers automatic basic travel insurance for travelers, digital & online banking, lost card protection for free, and access to valuable reward programs, as follows:
- Absa Rewards: earn up to 30% cash back on groceries, fuel, health & beauty, and at partners (conditions apply), and up to 1.15% on everything else;
- Absa Advantage: complete challenges and get rewarded.
Besides that, the card offers a credit limit of up to R90 000.00, and it only requires R2 000.00 as a minimum monthly income.
Summing up, a fantastic credit card for low-income earners that want to build a solid financial path while enjoying rewards and perks.
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Absa Flexi Core Credit Card benefits
As shown on this Absa Flexi Core Credit Card review, this Visa gathers all a consumer needs and wants: rewards on daily purchases, coverage when traveling abroad, assistance, digital accessibility, and more.
In addition, the fees are not high compared to other cards on the market.
Pros
- It offers rewards on purchases;
- It provides insurance and assistance;
- It offers up to 57 days of interest-free on qualifying transactions;
- There are no transaction fees on purchases;
- Fees are reasonable as well as credit limit;
- It allows you to build a credit history.
Cons
- Branch fees are not very accessible.
How good does your credit score need to be?
Although the credit score required is not disclosed, the low minimum income required and the possibility of building credit score let us assume that all creditworthiness are considered.
How to apply for an Absa Flexi Core Credit Card?
So, keep reading the next article to follow the simple step-by-step prepared so you can apply for an Absa Flexi Core Credit Card right away!
How to apply for the Absa Flexi Core Credit Card?
Learn how easy and fast it is to apply for an Absa Flexi Core Credit Card and start earning rewards and building your credit history today!
About the author / Aline Augusto
Reviewed by / Aline Barbosa
Senior Editor
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