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Absa Flexi Core Credit Card full review

This Absa Flexi Core Credit Card review will show you how valuable this card can be as it offers rewards and perks while helping you build your credit history.

Absa Flexi Core Credit Card: rewards, insurance, Visa benefits, and more

If you need to build a good credit history, Absa has a credit card for you. Source: The Mister Finance.
If you need to build a good credit history, Absa has a credit card for you. Source: The Mister Finance.

Are you looking for a good credit card to build credit? Then, read this Absa Flexi Core Credit Card review to learn how it works, and find out if it fits your profile.

Absa Flexi Core Credit Card

How to apply for the Absa Flexi Core Credit Card?

Learn how easy and fast it is to apply for an Absa Flexi Core Credit Card and start earning rewards and building your credit history today!

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Firstly, take a look at the summary below!

Credit ScoreNot disclosed
APRNot found
Annual FeeR168.00 (R14.00 per month)
FeesMonthly credit facility fee: R30.00;
Additional card: R16.50;
Cash withdrawal: Any local bank (assisted) – R80.00 plus R2.50 per R100 / Absa / POS – local – ATM – R2.50 per R100;
Account payments: online or ATM – R10.00 / Absa branch – R80.00;
Debit orders: Free;
Bank statement: online – R10.00 / Absa Cat ATM – R20.00;
Balance inquiry: Free / Assisted: R9.00;
Insufficient funds fee: R10.00
and others.
Welcome bonusNone
Rewardsup to 30% cash back on groceries, fuel, health & beauty, and at partners (conditions apply);
up to 1.15% on everything else;
Absa Advantage: complete challenges and get rewarded

Certainly a great card option, full of benefits at a very reasonable price. Also, it is a choice for those who are low-income earners. 

How does the Absa Flexi Core Credit Card work?

An Absa Flexi Core Credit Card is an excellent option for those who want to build a credit history and don’t earn a high income to apply for a good credit card.

In fact, this Flexi Core is a popular choice in South Africa.

The fees charged are reasonable considering all the benefits you can get at no extra cost.

For example, this Visa offers automatic basic travel insurance for travelers, digital & online banking, lost card protection for free, and access to valuable reward programs, as follows:

  • Absa Rewards: earn up to 30% cash back on groceries, fuel, health & beauty, and at partners (conditions apply), and up to 1.15% on everything else;
  • Absa Advantage: complete challenges and get rewarded.

Besides that, the card offers a credit limit of up to R90 000.00, and it only requires R2 000.00 as a minimum monthly income.

Summing up, a fantastic credit card for low-income earners that want to build a solid financial path while enjoying rewards and perks.

Absa Flexi Core Credit Card benefits

You can earn a lot of cash back on your groceries. Source: Canva.
You can earn a lot of cash back on your groceries. Source: Canva.

As shown on this Absa Flexi Core Credit Card review, this Visa gathers all a consumer needs and wants: rewards on daily purchases, coverage when traveling abroad, assistance, digital accessibility, and more.

In addition, the fees are not high compared to other cards on the market.

Pros

  • It offers rewards on purchases;
  • It provides insurance and assistance;
  • It offers up to 57 days of interest-free on qualifying transactions;
  • There are no transaction fees on purchases;
  • Fees are reasonable as well as credit limit;
  • It allows you to build a credit history.

Cons

  • Branch fees are not very accessible.

Pre-approved credit cards for low credit score available now

We analyzed your profile and found some offers that you can apply for today.

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How good does your credit score need to be?

Although the credit score required is not disclosed, the low minimum income required and the possibility of building credit score let us assume that all creditworthiness are considered.

How to apply for an Absa Flexi Core Credit Card?

So, keep reading the next article to follow the simple step-by-step prepared so you can apply for an Absa Flexi Core Credit Card right away!

Absa Flexi Core Credit Card

How to apply for the Absa Flexi Core Credit Card?

Learn how easy and fast it is to apply for an Absa Flexi Core Credit Card and start earning rewards and building your credit history today!

Keep Reading

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

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