Credit Cards (SA)

Absa Gold Credit Card review: High rewards!

Are you in need of a good rewards card with travel perks? If so, read our Absa Gold Credit Card review to see the pros and cons of this card!

Absa Gold Credit Card: Travel benefits and rewards!

Check out this Absa Gold Credit Card review. Source: The Mister Finance.
Check out this Absa Gold Credit Card review. Source: The Mister Finance.

If you’re looking for a rewards credit card with great travel benefits, you can read our Absa Gold Credit Card review! With this card, you can earn points while spending and get other perks!

Absa Gold Credit Card

How to apply for the Absa Gold Credit Card?

Do you need a rewards card with travel benefits? If so, read our post to learn how to apply for the Absa Gold Credit Card!

Requirements*R4 000 monthly income requirement;
Documents: South African ID book or smart card, proof of residence, and others;
Age: 18 years or older.
*Terms apply.
Initiation feeNot disclosed.
Monthly fee*R23.20 for Absa rewards membership;
R55 credit facility account fee.
*Terms apply.
Rate*sUp to 57 days interest-free (valid for eligible transactions).
*Terms apply.
RewardsUp to 1.15% cash back when paying with an Absa credit card or others;
Up to 30% real cash back for eligible purchases and more.
*Terms apply.

With this card, you can enjoy exclusive access to airport lounges worldwide. Moreover, you can get exclusive rates at local and international Bidvest airport lounges!

Also, you’ll find travel insurance when booking international return tickets! So if you’re ready to start enjoying some serious travel perks, look no further than the Absa Gold Credit Card!

And keep reading our Absa Gold Credit Card review to learn more about this card’s pros and cons and much more!

How does the Absa Gold Credit Card work?

With this credit card, you’ll be able to earn high rewards if you enroll in the Absa rewards program. Moreover, you can even get exclusive Visa perks, such as Visa Global Merchant offers.

Also, you’ll get access to NotifyMe, which is a way to get alerts on your phone through SMS to keep track of your account and credit card activities.

In addition, you can even build your credit history while using this card and making all your payments on time.

Absa Gold Credit Card benefits

What are the benefits to this card? Source: Adobe Stock.
What are the benefits to this card? Source: Adobe Stock.

Now that you’ve learned more about how the Absa Gold Credit Card works in this review, we’ll show you its pros and cons. So, check out our lists below of the main pros and cons to help you decide!

Pros

  • You’ll have access to travel insurance with exclusive rates;
  • There are discounts at the Bidvest Airport Lounge with exclusive rates;
  • You’ll have a chance to increase your credit score if you use your card responsibly;
  • There is an Absa rewards program available to get high rewards;
  • You can make contactless payments;
  • There are account alert options to keep track of your credit card.

Cons

  • There is not much information about initiation fees and other fees;
  • You’ll need to pay a monthly fee for many things, including credit card usage and rewards programs.

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How good does your credit score need to be?

There is not much information about the credit score requirements to get this credit card. However, you’ll need to fit some eligibility requirements.

Also, you’ll need to go through an affordability assessment during the application.

However, if you use your card responsibly, you’ll be able to increase your credit history over time!

How to apply for Absa Gold Credit Card?

To apply for this card, you’ll need to fit some requirements, such as R4 000 monthly income, proof of residence, and others. But you can do it all online through the official website!

Absa Gold Credit Card

How to apply for the Absa Gold Credit Card?

Do you need a rewards card with travel benefits? If so, read our post to learn how to apply for the Absa Gold Credit Card!

About the author  /  Aline Barbosa

Aline Barbosa is an editor, writer and learning-enthusiast. Passionate about music, books and human behavior. Curious about the unknown. Believer that learning is a life-long process.

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