SA
How to apply for the African Bank Gold Credit Card?
It is time to get an affordable card to make your life easier. So, learn how to apply for an African Bank Gold Credit Card and enjoy advantages at a reasonable price.
Apply for an African Bank Gold Credit Card: enjoy extra perks at no extra cost
If you are looking for a new fresh start this New Year, you should apply for an African Bank Gold Credit Card.
Basically, the card is an affordable option for those who want to access convenient financial services while enjoying perks at no extra cost.
Also, it is a Visa, which means you will get to use the card wherever you are since Visa is accepted worldwide.
Although it doesn’t offer rewards and bonuses, this gold card from African Bank gathers some valuable benefits, including:
- 3% interest back for prompt payments throughout the year on a positive balance;
- Global Emergency Assistance as well as Travel Assistance, and optional Credit Life Insurance;
- Interest-free credit on POS purchases for up to 60 days (conditions apply).
As a result, you may enjoy building a solid financial path by using the card responsibly.
Now, learn how easy it is to apply for an African Bank Gold Credit Card. And if you go to a physical branch with your documents, you can get the card almost instantly.
Online Application Process
On the other hand, you may enjoy knowing that you can also apply through the official African Bank website.
To do it you must have the following documents handy:
- Recent proof of residence (not older than 3 months);
- Recent proof of income;
- Latest bank statement (with three salary deposits).
Additionally, you must be at least 18 years old.
You will be redirected to another website
Application Process using the app
After going to a branch or applying using the website, and after being approved, download the African Bank mobile app to manage your account and your newest credit card.
African Bank Gold Credit Card vs. Woolworths Gold Credit Card
But if you are looking for rewards, a Woolworths Gold Credit Card might be worth considering, especially if you traditionally buy at Woolies.
Check out the comparison!
African Bank Gold Credit Card | Woolworths Gold Credit Card | |
Credit Score | Not disclosed | Not disclosed |
APR | From 15% to 27.50% | – |
Annual Fee | R828.00 (R69.00 per month) | R684.00 (R57.00 per month) |
Fees | Card replacement fee: R115.00; Funds transfer fee: R5.55; Cash back at POS: R7.50; Deposit fee (Plus 1.3% of transaction value over R250): R5.75; ATM cash withdrawals above R100 (Plus 1.5% of transaction value): R11.50; ATM cash withdrawal (Plus 1.5% of transaction value): R23.00 | Absa ATM Account Payment Fee: R4.50 plus R1.50/R100 (maximum R15.00); Initiation fee: R193.00; Absa ATM: R2.50 per R100 (or part thereof); Card Replacement Fee: R110.00; Unpaid Debit Order Fee: R128.00; Card Courier Fee: R170.00; International Currency Conversion Fee:2.5% of the Rand value of a transaction |
Welcome bonus | None | None |
Rewards | None | 2% back in vouchers each quarter on all Woolies purchases; 0.75% back in vouchers each quarter on all other purchases, including fuel (excludes EFT); Access to the WRewards programme |
Now, learn how to apply for a Woolworths Gold Credit Card on the next post!
How to apply for a Woolworths Gold Credit Card?
Check out how to apply for a Woolworths Gold Credit Card and earn 2% back in vouchers each quarter on all your favorite Woolies purchases.
About the author / Aline Augusto
Reviewed by / Aline Barbosa
Senior Editor
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