SA

Money Credit Card review: money back for every swipe

Find out all the details about a trustworthy card on this Money Credit Card review, and check if it fits your profile and budget!

Money Credit Card: up to 3% back on eligible purchases

This is the Money Credit Card: read our full review! Source: The Mister Finance.
This is the Money Credit Card: read our full review! Source: The Mister Finance.

This Money Credit Card review gathers essential information about a great tool for cash-back earnings. 

Money Credit Card

How to apply for the Money Credit Card?

Check out how to apply for a Money Credit Card and earn up to 3% on online or in-store eligible purchases. Applying for it is easy and fast!

In summary, this card charges a reasonable monthly fee of R56.49. But the reward package overcomes costs, as can be seen below!

RequirementsMonthly income of at least R 3000 (be employed);
Be at least 18 years old;
Have a bank account;
A valid South African ID or Drivers License;
Proof of income 
Initiation FeeR100.88 (once-off where applicable)
Monthly FeeR56.49 
FeesATM balance: R15.10/ enquiry;Overseas ATM balance: R5.20/ enquiry;
ATM cash withdrawal: R7.00 for the first R100 and R2.00 / R100 thereafter;
Overseas ATM balance: R36.00 for the first R100 and R2.00 / R100 thereafter;
In-branch withdrawal and Overseas in-branch withdrawal: R36.00 for the first R100 and R2.00 / R100 thereafter;
Cash deposit: R2.00 / R100 deposited;
Statement copy fee: R5.00 where applicable;
Overlimit fee: R200;
Late payment fee: R100
Rewards3% back on online spending at Makro, Game, and Builders;2% back in-store (at Makro, Game, Cambridge Food, and Builders);1% back on everything else

Now, check out all the details about this practical credit tool.  

How does the Money Credit Card work?

As shown above, on this Money Credit Card review, this card is worth considering if you want to pay less and earn more.

Also, it is important to say that it is suitable for those who regularly shop at Makro, Game, Cambridge Food, and Builders because the reward tier is higher and can go up to 3%.

On the other hand, you can earn 1% back on everything else, which is not a low rate for a card that only costs R56.49 per month.

So, to sum up, you earn money back every time you swipe. Also, it offers up to 55 days of free interest as well as global acceptance since it is a Mastercard.

Basically, this card works like any other credit card. However, it doesn’t have its own bank that issues it. Therefore, you must have a bank account to apply for it.

Lastly, the card offers an easy-to-use mobile app so you can manage your bills and rewards from all over the world.

Money Credit Card benefits

Use this card at Builders store to earn extra cash back. Source: Canva.
Use this card at Builders store to earn extra cash back. Source: Canva.

Money Credit is a good choice for those who frequently shop at Makro, Game, Cambridge Food, and Builders. In summary, it offers up to 3% back on eligible purchases at those stores plus 1% back on everything else.

Moreover, it is not an expensive card, which means you can access valuable rewards at a very reasonable price.

But it is important to remember that you won’t access traditional bank services along with this card since it is an independent Mastercard powered by RCS and Massmart, too.

Pros

  • It offers up to 3% back on eligible purchases at Makro, Game, Cambridge Food, and Builders, plus 1% back on everything else;
  • Its monthly fee is cheap considering the rewards offered;
  • It is a Mastercard, which means it provides you with global acceptance;
  • It offers up to 55 days of free interest.

Cons

  • It lacks other protection features.

Pre-approved credit cards for low credit score available now

We analyzed your profile and found some offers that you can apply for today.

You will be redirected to another website

How good does your credit score need to be?

Unfortunately, this information is not disclosed. On the other hand, it is a very accessible card and only requires a monthly income of at least R 3000. Also, it is important to mention that you must be employed and have a bank account.

How to apply for a Money Credit Card?

Finally, if you want to earn money back on every swipe, check out how simple it is to apply for a Money Credit Card.

Money Credit Card

How to apply for the Money Credit Card?

Check out how to apply for a Money Credit Card and earn up to 3% on online or in-store eligible purchases. Applying for it is easy and fast!

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

Trending Topics

content

How to apply for the Finchoice Personal Loan?

Take a minute to see how easy it is to apply for a Finchoice Personal Loan, and take 2 minutes to get a free quote! Borrow up to R40,000 now!

Keep Reading
content

How to apply for the Absa Flexi Core Credit Card?

Learn how easy and fast it is to apply for an Absa Flexi Core Credit Card and start earning rewards and building your credit history today!

Keep Reading
content

FNB Aspire Credit Card review: Travel and eBucks perks!

If you're looking for a card with incredible travel and eBucks perks, read our FNB Aspire Credit Card review to learn more!

Keep Reading

You may also like

content

20 Effective Ways to Save Money That You Can Start Today

Everyone wants to know how to save more money, right? Here are 20 simple hacks to boost your savings. Stay tuned!

Keep Reading
content

Gemini Credit Card® review: Earn crypto on your purchases

One of the best crypto cards available! Here's a review about the Gemini Credit Card®! Earn crypto back and pay no annual fee! Read on to learn more!

Keep Reading
content

How to Apply for the X1 Credit Card and Get the Best Rewards

Looking for a rewards credit card you can trust? Learn how to apply online for the X1 Credit Card. Earn up to 10X points - keep reading and learn more!

Keep Reading