CA
Wayfair Credit Card full review: Up to 3% rewards option!
If you need a store card to help you get a $25 welcome bonus on your first order with Wayfair, read our Wayfair Credit Card review to learn more about this card!
Wayfair Credit Card: Choose your benefits!
Are you considering the Wayfair Credit Card for your shopping needs? We completely understand why. Wayfair offers huge rewards and discounts with its Store Card! So, read our Wayfair Credit card review!
How to apply for the Wayfair Credit Card?
Are you looking for ways to make the best of Wayfair purchases for your home? Read on to learn how to apply for the Wayfair Credit Card!
Credit Score | N/A. |
Interest rate* | Account AIR: 31.99%, 35% (max for Quebec residents), 36.99%, and 39.99%. *Terms apply. |
Annual Fee* | $39.99 annual fee (valid for Quebec residents). *Terms apply. |
Fees* | You may need to pay an administrative fee of $24 for 6-month plans, $48 for 12-month plans, and $120 for 24-month plans (excluding Quebec residents). *Terms apply. |
Welcome bonus* | You’ll be able to earn a $25 intro offer after you spend $150 or more on your first eligible order. *Terms apply. |
Rewards* | You can earn either 3% cash back in rewards for eligible purchases or 0% interest financing for up to 24 months of using the card. *Terms apply. |
Also, this card is a great option for savvy shoppers. So, in this full review, we’ll go over the benefits and drawbacks of getting the card—including the bonus points, APR rate, fees & charges, etc.
Therefore, you’ll be able to decide if it’s right for you. Also, learn how to maximize those rewards and get up to 3% back on every purchase with their top-tier loyalty program! Read on to learn more!
How does the Wayfair Credit Card work?
As a cardholder of this Wayfair Credit Card, you’ll be able to choose between 3% cash back in rewards or 0% interest financing for 24 months!
Moreover, as a new cardholder, you’ll be able to earn a $25 intro offer after you spend $150 or more on your first order!
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Wayfair Credit Card benefits
As we mentioned, this card offers incredible benefits to those who are looking for ways to purchase at Wayfair while getting rewards.
You can even get your physical credit card in 10 to 15 business days! However, this credit card also has some downsides. So, read the pros and cons we found in this Wayfair Credit Card review to learn more about it!
Pros
- Up to 3% cashback or 0% interest financing for 24 months;
- You can get a $25 intro offer if you spend $150 or more on your first eligible order with your card.
Cons
- You can use this card to make purchases at other places besides Wayfair;
- Also, you need to choose between your benefits and not get both.
How good does your credit score need to be?
There is not much information about the credit score needed to get this credit card. However, we recommend that you get a high or good score to get better credit card rates and fees!
How to apply for the Wayfair Credit Card?
You can apply for this credit card by linking it to your Flexiti account! Therefore, you’ll need to open your account before you complete your application!
How to apply for the Wayfair Credit Card?
Are you looking for ways to make the best of Wayfair purchases for your home? Read on to learn how to apply for the Wayfair Credit Card!
Victória Lourenço
Aline Barbosa
Senior Editor
Trending Topics
How to apply for the Canada Digital Adoption Program?
If you need help to grow your business and better manage it, read our post to learn how to apply for the Canada Digital Adoption Program!
Keep ReadingPolicyMe Term Life Insurance Canada Review: is it trustworthy?
Check out the PolicyMe Term Life Insurance Canada review: learn how it works, find out if it is trustworthy and how to save with insurance.
Keep ReadingHow to get a DUCA Home Insurance quote?
Learn how to get a DUCA Home Insurance quote and access comprehensive coverage through the partner and leader CUMIS solutions.
Keep ReadingYou may also like
Blue Cash Preferred® Card from American Express application: how does it work?
Are you wondering what the Blue Cash Preferred® Card from American Express is all about? Get the scoop on their application process, rewards programs, bonus offers, and more. Read on!
Keep ReadingCash Back for Heavy Spenders: PNC Cash Rewards® Visa® Credit Card review
Searching for a rewards credit card? Then don't miss the PNC Cash Rewards® Visa® Credit Card! Earn up to 4% back and pay no annual fee!
Keep ReadingCommodity Supplemental Food Program (CSFP): Monthly Food
Discover the basics of the Commodity Supplemental Food Program, learn how to access nutritious food! Keep reading and learn more!
Keep Reading