CA

Capital One Guaranteed Mastercard® Credit Card review

Do you want a credit card that can help you build your credit score? If so, read our Capital One Guaranteed Mastercard® Credit Card review to learn more about it!

Capital One Guaranteed Mastercard® Credit Card: build credit with travel benefits

Read our Capital One Guaranteed Mastercard® Credit Card review! Source: The Mister Finance.
Read our Capital One Guaranteed Mastercard® Credit Card review! Source: The Mister Finance.

Are you looking for a credit card that can help you build or rebuild your credit history? Check out our Capital One Guaranteed Mastercard® Credit Card review to learn more about this excellent Capital One card!

Credit ScorePoor score.
APR19.8% (variable for purchases and balance transfers).
Annual Fee$59.
FeesThere is an APR of 21.9% (variable for cash advances).
Welcome bonusThere is no welcome bonus.
RewardsThere is no rewards program.
Capital One® logo

How to apply for Capital One Guaranteed Mastercard

Do you need a card to build credit that guarantees approval? Learn about the Capital One Guaranteed Mastercard® Credit Card application!

The Capital One Guaranteed Mastercard® Credit Card comes with some incredible benefits for those who need to build or rebuild credit.

This Capital One credit card reports to all three major credit bureaus. Also, if you fit the requirements, you can even get travel benefits and other perks! So, keep reading our review to learn more about this card!

How does the Capital One Guaranteed Mastercard® Credit Card work?

With this Capital One credit card, you can build or rebuild your credit score. This way, even if you have a very poor score, you can get approved and start using the card.

Also, if you fit the requirements, you can get access to travel benefits. Moreover, you can get Common Carrier Travel Accident Insurance, travel assistance, and more!

However, to get some of these additional benefits, you’ll need to get approved to get the Gold card.

But you don’t need to worry because if you can’t get approved for the gold card, you’ll just get a Secured version of the card!

Capital One Guaranteed Mastercard® Credit Card benefits

As we mentioned, this Capital One card offers incredible benefits to its cardholders. Also, you can try to get approved for the Gold card version. And if you are, you can get travel benefits and purchase perks!

However, if Capital One does not approves you for the Gold card, you’ll get the Secured card, which can be incredible as well.

With the Secured card, you can get a credit limit and send your payment reports to all three major credit bureaus. This way, you’ll rebuild your credit and get the chance to apply for a regular unsecured card.

Pros

Find out the pros and cons of this card! Source: Unsplash.
Find out the pros and cons of this card! Source: Unsplash.
  • With the Secured version, you can get travel and purchase benefits.
  • The Secured version allows you to rebuild credit.

Cons

  • You may not get approved for the Gold version of the card, which has the best benefits.
  • There is Zero Liability Protection.

Pre-approved credit cards for low credit score available now

We analyzed your profile and found some offers that you can apply for today.

You will be redirected to another website

How good does your credit score need to be?

You don’t need a high credit score to qualify for this card. If you don’t have a high score, you’ll get the Secured version.

How to apply for Capital One Guaranteed Mastercard® Credit Card?

You can easily apply online for this credit card. All you need to do is click on the link below and check out our post to learn all about the application process!

Capital One Guaranteed Mastercard® Credit Card

How to apply for Capital One Guaranteed Mastercard

Do you need a card to build credit that guarantees approval? Learn about the Capital One Guaranteed Mastercard® Credit Card application!

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

Trending Topics

content

How to apply for the Disability Tax Credit?

Learn how to apply for the Disability Tax Credit and what you need to do to receive the benefit from the Canada Revenue Agency (CRA).

Keep Reading
content

Scotia iTRADE® review

Get an inside look at one of the best trading platforms in the market with this Scotia iTRADE® review! Learn how you can begin investing now!

Keep Reading
content

How to apply for the MBNA World Elite Mastercard credit card?

Check out how the MBNA World Elite Mastercard credit card application process works so you can start earning many rewards that never expire!

Keep Reading

You may also like

content

Next Day Personal Loan review: how does it work and is it good?

If you need money for an emergency, Next Day Personal Loan has an online and free process. Check out our review to learn more!

Keep Reading
content

How to build credit as a college student

Don't let your lack of credit history hold you back from achieving your financial goals. Here's how to build credit as a college student and start paving the way for a bright future. Keep reading!

Keep Reading
content

Is The Mad Capitalist safe?

In this blog post, we'll show you how The Mad Capitalist works and what you need to know to feel safe taking a close look at the website's security standards.

Keep Reading