Reviews (US)

Unique Platinum card full review

If you frequently shop at My Unique Outlet, this store card might be an option for you. Read below the Unique Platinum review and learn about its benefits!

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by Aline Augusto

Published on 12/23/2021

Unique Platinum card  

Unique Platinum review. Source: Unique Card Services.
Unique Platinum review. Source: Unique Card Services.

In today’s Unique Platinum review, you’ll learn all about the benefits of this great financial product!

So, with instant approval, this card can give you a good credit line without requiring a perfect credit score. 

If you shop at My Unique Outlet and don’t get the chance to apply for a regular credit card due to your poor score, Unique Platinum might be an option for you.

But, let’s get an inside look at it before you get one. Then, keep reading!

Credit ScoreNo credit history or check required
Annual Fee$19.95 per month (Membership) or $239.40 annually + $29.95 as initial cost
Regular APR0%
Welcome bonusNone
RewardsUnique Rewards like gift cards, dining and travel, online shopping, grocery coupons;$25 in rewards dollars every month
Logo Unique Platinum fundo azul

How to apply for a Unique Platinum?

Unique Platinum, a store card with no APR on purchases and no credit check. Learn how to apply for one.

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How does the Unique Platinum card work?

The Unique Platinum is a store card featured by the online store My Unique Outlet and Unique Card Services. It charges 0% as regular APR on purchases, and it doesn’t require a credit history for the application.

It is a piece of cake to get it!

Also, it can give you a credit line of $1,000 for you to shop from electronics to home & beauty and office.

Plus, it offers discounts on prescriptions so you can save up to 80% off, and it is accepted at more than 62,000 pharmacies nationwide.

Not only that, but you can get legal and roadside assistance 24/7. Furthermore, it is the Unique card that provides you with a reward program.

Unique Platinum benefits

See what are the benefits of the Unique Platinum credit card. Source: Pixabay.
See what are the benefits of the Unique Platinum credit card. Source: Pixabay.

Let’s get started with the benefits. First of all, it doesn’t charge a regular APR on purchases. 

Second of all, it doesn’t decline your application even if you have a bad credit score or no credit history at all.

Third of all, it offers a Rewards Program, where you get $25 in rewards dollars every month, so you can spend on shopping, dining, traveling, and more.

Finally, it provides you with prescriptions discounts, and legal and roadside assistance, 365 days a year and 24 hours per day.

On the other hand, it charges a $239.40 annual fee, plus the initial cost of $29.95 for the membership.

Also, it doesn’t offer any introductory bonuses, and the card must be used only at My Unique Outlet.

Pros

  • No regular APR
  • No credit check required
  • Up to $1,000 credit line
  • Rewards program
  • Legal and roadside assistance
  • Prescriptions discounts

Cons

  • A high annual fee
  • No welcome bonus
  • Only accepted at My Unique Outlet

How good does your credit score need to be?

One of the benefits of getting this store card is that it doesn’t require a credit history or a perfect credit score for the application. But, note that it doesn’t build up your punctuation. 

How to apply for a Unique Platinum?

So, if you enjoy shopping at My Unique Outlet and want to get some benefits while doing it, check out now how to apply for this card.

Logo Unique Platinum fundo azul

How to apply for a Unique Platinum?

Unique Platinum, a store card with no APR on purchases and no credit check. Learn how to apply for one.

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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