The Mattress Firm Synchrony HOME™ Credit Card is offered by Mattress Firm, a company that sells mattresses, founded in 1986.

This credit card can be great for those who need to update their mattress and have it financed with good prices with a card with no annual fee.

This credit card is issued by Synchrony Bank, which is a bank that can approve you for credit cards even if you are someone who has debts and not so good credit score.

However, this credit card can have some downsides, like the fact that you can only use it at the Mattress Firm store. So, if you want to know more about this credit card, keep reading our full review!

As a cardholder, you can get the chance to finance your mattress or any related purchase made at the Mattress Firm store. Also, you can benefit from the zero-dollar annual fee. And you can benefit from the fact that this card sends credit reports to the 3 major credit bureaus.

If you really need to buy mattresses or related products, such as other bedding products, this credit card can be a good fit for you.

However, consider that you will have a hard inquiry in your score. Also, you will need to pay high fees if you don’t have the money to make your monthly payments in time.

So, if you are not sure if you can make your payments on time, maybe consider another credit card that can accept you even if you have low credit.

But, if you can pay for the fees and your monthly payment, you can consider getting this credit card.

To get this card, you do not need a very high credit score. You can have a chance to get accepted in your application even if you have a poor or fair score. So, we recommend that you have a credit score of at least 400 points to get this credit card.

It can be easy to apply for this credit card, and you can do it all online. If you liked this card’s features and think you fit the profile to get it, we can help you apply. So, read our post below to know how to get this card!