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Spot Money Debit Card full review: Earn rewards!

Are you tired of the fees associated with traditional banking options? If so, you can learn more about the Spot Money Debit Card in our review!

Spot Money Debit Card: Easy-to-use mobile app!

Looking for a convenient way to use your money? Spot Money might be it! Source: The Mister Finance
Looking for a convenient way to use your money? Spot Money might be it! Source: The Mister Finance

If you’re a South African seeking an efficient and luxurious way to make payments with added benefits, look no further than our Spot Money Debit Card review!

Spot Money Debit Card review

How to apply for the Spot Money Debit Card?

If you are a South African looking for a card with an incredible account with no hidden fees, read on to apply for the Spot Money Debit Card!

RequirementsYou can open your account to use the card for free and with no fees.
Bank and ATM Fees*No transaction fees to use your debit card;
There are no foreign transaction fees;
You don’t need to pay any monthly account fees to get your card;
R29 fee to get a physical card;
Also, there could be other minor fees.
*Terms apply.
Cash Withdrawals*R6 + 1.4% cash withdrawal value to use local ATMs;
R65 to use international ATMs.
*Terms apply.
Welcome BonusN/A.
Rewards*You can earn airtime and data rewards when shopping for eligible purchases with your Spot Money Debit Card.
*Terms apply.

Also, this debit card offers a fully automated digital banking system. So, you can enjoy unrestricted access to all your financial information in real time at the touch of a button.

Therefore, you can join us as we explore these unique debit card features. Keep reading our Spot Money Debit Card review to learn more!

How does the Spot Money Debit Card work?

With the Spot Money Debit Card, you can find many benefits for no transaction fees or even foreign transaction fees! Also, you’ll find that the most annoying debit card and account fees will be waived here!

Moreover, this convenient debit card offers exclusive benefits like zero monthly fees and tons of competition to help make shopping fun!

In addition, they have an easy-to-use mobile app that puts all your money management needs into one place. Therefore, giving you control over where and how you spend your money.

Spot Money Debit Card benefits

You'll have the perfect money management tool. Source: The Mister Finance.
You’ll have the perfect money management tool. Source: The Mister Finance.

As we mentioned, this card offers incredible benefits for those looking for the perfect South African debit card! Also, you won’t have to pay any foreign or common transaction fees!

Moreover, although you have to pay for your physical card, you won’t have to pay a dime for your virtual card! Also, you can keep up with your account 24/7 through the mobile app!

Therefore, check out our pros and cons list below to learn more and see if the Spot Money Debit Card is the best choice for your finances!

Pros

  • Manage your card 24/7;
  • You don’t need to pay any foreign or common transaction fees;
  • Safe banking.

Cons

  • There could be some fees besides the most common ones;
  • You’ll need to pay a fee to get your physical debit card;
  • There is little information about the requirements to open your account and get the card.

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How good does your credit score need to be?

There is not much information about the credit score required to open your account and get the card. However, you don’t have to worry about it much because debit cards don’t usually require credit scores.

How to apply for the Spot Money Debit Card?

You’ll need to open a Spot Money account to get your debit card. Also, it can be easy to do this since you can do it all online!

Spot Money Debit Card review

How to apply for the Spot Money Debit Card?

If you are a South African looking for a card with an incredible account with no hidden fees, read on to apply for the Spot Money Debit Card!

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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