Account (SA)
How to join and start banking with Capitec Bank?
If you're looking for a bank with amazing perks, such as credit cards, accounts, and even insurance, read on to learn how to join Capitec Bank!
Join Capitec Bank: Easily open your account online!
If you’re looking for a bank that is easy to work with, learning how to join the Capitec Bank is a great option. You can open your account online in just a few minutes and start taking advantage of the perks!
Moreover, this bank offers great savings and credit card options. Plus, you can even open personal and business accounts to help your daily banking!
Also, you’ll find credit card options with up to R500 000 credit limit, depending on your analysis. And you can even earn cash back with this card option!
In addition, you can find insurance options, such as life insurance, credit insurance, and more! Plus, you can get access to incredibly easy digital banking!
Also, when you join Capitec Bank, you become part of one of the largest banking networks in South Africa. So, whether you need a personal or business account, Capitec has you covered!
Therefore, keep reading to learn how to join Capitec Bank!
Online Application Process: Account
To open an account with Capitec Bank, you’ll need to download their official mobile app. So, the app is available at the Google Play Store, Apple App Store, and Huawei App Gallery!
Moreover, you can download the app and provide your SA ID number. Then, you’ll need to take some selfies to prove of identity. After that, you can provide the personal details required.
Then, you’ll be able to complete your account in only a few steps. After you’ve opened your account, you’ll be able to use the account’s perks and shop online with your virtual card.
You’ll also get a physical card delivery to your home. But you’ll be able to use the virtual card before the physical card arrives!
You will be redirected to another website
Application Process: Capitec Bank Credit cards
You can easily get incredible benefits with the Capitec Credit Card option. For example, a free physical credit card is delivered to your home.
So, to apply for this card, you can go to a physical branch, or even apply online through the official website. Moreover, you can easily apply through the mobile app as well.
Other recommendation: Virgin Money Low Rate Credit Card
If you’re interested in the Capitec Bank features but not so much in their credit card options, we can help. You can try applying for the Virgin Money Low Rate Credit Card!
With this card, you can save a lot of money on balance transfers! There is a 0% intro p.a. period of 36 months for balance transfers. Plus, during this period, there will be no balance transfer fees!
So, if you’re interested In this card, you can check out our table below to learn more about this card and make your decision!
Credit Score | Good. |
P.A. | 0% intro p.a. for 36 months on balance transfers, and there will be no balance transfer fees (limited offer); 11.99% variable p.a. on purchases. |
Annual Fee | $99. |
Fees | Cash advance rate: 21.69% p.a. |
Welcome bonus | No welcome bonus besides the 0% intro p.a. for balance transfers. |
Rewards | N/A. |
To learn everything about the Virgin Money Low Rate Credit Card, read the full review we’ve made about it.
Virgin Money Low Rate Credit Card review
If you need a low-interest card with other benefits, read our Virgin Money Low Rate Credit Card review to learn this card's pros and cons!
About the author / Victória Lourenço
Reviewed by / Aline Barbosa
Senior Editor
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