Scotia Momentum® No-Fee Visa card full review
Are you looking for a credit card that can save you on car rentals and give you great welcome bonuses? Then read our Scotia Momentum® No-Fee Visa card review to learn more!
by Victória Lourenço
Scotia Momentum® No-Fee Visa card: save money on your car rentals
If you are looking for a new credit card with no annual fees and low-interest rates, the Momentum® No-Fee Visa card may be for you! Also, this card can be fantastic if you love to make everyday purchases. For example, this Scotiabank card offers up to 1% cash back on your daily purchases. Therefore, keep reading our Scotia Momentum® No-Fee Visa card review to learn more!
|Credit Score||At least a good credit score.|
|Annual Fee||No annual fee.|
|Regular APR||22.99% variable APR.|
|Welcome bonus*||You can earn 5% cash back on every purchase you make with the card in your first 3 months.|
Get a 2.99% intro interest rate on balance transfers for your first 6 months using your card.
|Rewards*||1% cash back on eligible grocery stores, gas stations, drugstores, and more!|
0.5% cashback on any other purchase you make with the card.
How does the Scotia Momentum® No-Fee Visa card work?
With the Scotia Momentum® No-Fee Visa card, you can earn 1% cash back on your everyday purchases related to gas stations, drugstores, grocery stores, and more! Also, you can earn 0.5% cash back on any other purchase you make with the card. Moreover, as a new cardholder, you can earn a welcome bonus of 5% cashback on every purchase you make with the card. However, this offer is valid for up to $2,000 in purchases.
Scotia Momentum® No-Fee Visa card benefits
The Scotia Momentum® No-Fee Visa card offers many great benefits. As a new cardholder, you can get a long-term cash back bonus. Also, all eligible purchases earn 1% cash back. Also, there is no annual fee. But, like any other credit card, this Scotiabank card has some drawbacks. For example, a higher cash back rate. So, check out the pros and cons of this Scotiabank card!
- You can earn 1% cash back on eligible purchases in certain categories. Plus, you can earn 0.5% cash back on any other purchase you make with the card.
- You can save your money on car rentals with the 25% discount.
- The cash back rewards program can be relatively low compared to other similar cards in the market.
How good does your credit score need to be?
To qualify for this Scotiabank credit card, you do not need a very high credit score. However, your score needs to be in at least a good range for you to qualify. Therefore, check your score before you start the application process for this Scotiabank card.
How to apply for Scotia Momentum® No-Fee Visa card?
The application process for this Scotiabank card can be very simple. And you can do it all online from the comfort of your own home! Therefore, read our post below to learn more details about the application process to get the Scotia Momentum® No-Fee Visa card!
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