Credit Card (UK)

Sainsbury’s 26 Month Balance Transfer Credit Card review

On this Sainsbury’s 26 Month Balance Transfer Credit Card review, you will see how this card works and check if you would be eligible for it. Then, continue reading to find out the details!

Sainsbury’s 26 Month Balance Transfer Credit Card: no annual fee and rewards 

Check how this credit card can help you save money. Source: The Mister Finance.
Check how this credit card can help you save money. Source: The Mister Finance.

Sainsbury’s Bank offers different types of cards for different purposes. Today, on Sainsbury’s 26 Month Balance Transfer Credit Card review, you will find out the details about this card.

Sainsbury’s 26 Month Balance Transfer Credit Card

How to apply for the Sainsbury’s Balance Transfer?

Apply for a Sainsbury’s 26-Month Balance Transfer Credit Card and get low rates when transferring your balance from one account to another.

Firstly, there are no annual or monthly fees attached to it, although other fees may apply. In fact, rates vary depending on your individual circumstances.

Credit ScoreNot disclosed
APR22.9% (variable and representative. It varies depending on your individual circumstances)
Annual Fee£0
FeesBalance Transfer fee: 3% (minimum £3);
Transfer money fee: 4% (minimum £4)
Welcome bonusNone
RewardsUp to 3 points per £2 in Sainsbury’s, Argos, Habitat & Tu clothing once you pay with a Sainsbury’s Bank Card and swipe or scan your Nectar card;1 point per £5 elsewhere

The APR shown above is representative. Also, APRs vary according to your creditworthiness and financial situation.

How does the Sainsbury’s 26 Month Balance Transfer Credit Card work?

Sainsbury’s Bank offers several credit card types for different purposes, like purchases, balance transfers, and Nectar members. 

In fact, you will earn rewards every time you pay with a Sainsbury’s Bank Card and swipe or scan your Nectar card.

But first, it is important to understand how a balance transfer card works. To sum up, it is a card that allows you to move a debt from one account to another.

It is also crucial to consider the rates and fees since the card will charge transactions.

That’s why a Sainsbury’s 26 Month Balance Transfer Credit Card is worth considering.

It doesn’t charge an annual fee, and it offers an introductory 0% interest on balance transfers for up to 26 months. And 0% interest on purchases for the first three months.

The benefits don’t end there. This credit card also allows you to earn rewards as follows:

  • Up to 3 points per £2 in Sainsbury’s, Argos, Habitat & Tu clothing once you pay with a Sainsbury’s Bank Card and swipe or scan your Nectar card;
  • One point per £5 elsewhere.

Additionally, you can pay through Apple Pay or Google Pay™.

On the other hand, some fees may apply, including a balance transfer fee for a transaction made at application and a transfer money fee.

The charges change depending on the offer available at the time.

Sainsbury’s 26 Month Balance Transfer Credit Card benefits

Your purchases will get you rewards. Source: Sainsbury.
Your purchases will get you rewards. Source: Sainsbury.

Fortunately, there is a card for balance transfers at low rates and fees.

As shown on this Sainsbury’s 26 Month Balance Transfer Credit Card review, this card offers affordability and rewards for those who need to transfer their balance from one account to another.

Pros

  • There is an introductory period of 0% interest on balance transfers for up to 26 months and 0% interest on purchases for the first three months;
  • It offers rewards on purchases;
  • There is no annual fee;
  • You can pay with Apple Pay or Google Pay™.

Cons

  • Other fees apply;
  • The introductory period varies according to the offer available at the time and your current financial situation.

Pre-approved credit cards for low credit score available now

We analyzed your profile and found some offers that you can apply for today.

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How good does your credit score need to be?

This information is not fully disclosed. However, you can check your eligibility with no impact on your credit score.

How to apply for a Sainsbury’s 26 Month Balance Transfer Credit Card?

Then, learn how to apply for Sainsbury’s 26 Month Balance Transfer Credit Card and enjoy low rates on transactions.

Sainsbury’s 26 Month Balance Transfer Credit Card

How to apply for the Sainsbury’s Balance Transfer?

Apply for a Sainsbury’s 26-Month Balance Transfer Credit Card and get low rates when transferring your balance from one account to another.

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

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