Credit Card (UK)
Sainsbury’s 26 Month Balance Transfer Credit Card review
On this Sainsbury’s 26 Month Balance Transfer Credit Card review, you will see how this card works and check if you would be eligible for it. Then, continue reading to find out the details!
Sainsbury’s 26 Month Balance Transfer Credit Card: no annual fee and rewards
Sainsbury’s Bank offers different types of cards for different purposes. Today, on Sainsbury’s 26 Month Balance Transfer Credit Card review, you will find out the details about this card.
How to apply for the Sainsbury’s Balance Transfer?
Apply for a Sainsbury’s 26-Month Balance Transfer Credit Card and get low rates when transferring your balance from one account to another.
Firstly, there are no annual or monthly fees attached to it, although other fees may apply. In fact, rates vary depending on your individual circumstances.
| Credit Score | Not disclosed |
| APR | 22.9% (variable and representative. It varies depending on your individual circumstances) |
| Annual Fee | £0 |
| Fees | Balance Transfer fee: 3% (minimum £3); Transfer money fee: 4% (minimum £4) |
| Welcome bonus | None |
| Rewards | Up to 3 points per £2 in Sainsbury’s, Argos, Habitat & Tu clothing once you pay with a Sainsbury’s Bank Card and swipe or scan your Nectar card;1 point per £5 elsewhere |
The APR shown above is representative. Also, APRs vary according to your creditworthiness and financial situation.
How does the Sainsbury’s 26 Month Balance Transfer Credit Card work?
Sainsbury’s Bank offers several credit card types for different purposes, like purchases, balance transfers, and Nectar members.
In fact, you will earn rewards every time you pay with a Sainsbury’s Bank Card and swipe or scan your Nectar card.
But first, it is important to understand how a balance transfer card works. To sum up, it is a card that allows you to move a debt from one account to another.
It is also crucial to consider the rates and fees since the card will charge transactions.
That’s why a Sainsbury’s 26 Month Balance Transfer Credit Card is worth considering.
It doesn’t charge an annual fee, and it offers an introductory 0% interest on balance transfers for up to 26 months. And 0% interest on purchases for the first three months.
The benefits don’t end there. This credit card also allows you to earn rewards as follows:
- Up to 3 points per £2 in Sainsbury’s, Argos, Habitat & Tu clothing once you pay with a Sainsbury’s Bank Card and swipe or scan your Nectar card;
- One point per £5 elsewhere.
Additionally, you can pay through Apple Pay or Google Pay™.
On the other hand, some fees may apply, including a balance transfer fee for a transaction made at application and a transfer money fee.
The charges change depending on the offer available at the time.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Sainsbury’s 26 Month Balance Transfer Credit Card benefits
Fortunately, there is a card for balance transfers at low rates and fees.
As shown on this Sainsbury’s 26 Month Balance Transfer Credit Card review, this card offers affordability and rewards for those who need to transfer their balance from one account to another.
Pros
- There is an introductory period of 0% interest on balance transfers for up to 26 months and 0% interest on purchases for the first three months;
- It offers rewards on purchases;
- There is no annual fee;
- You can pay with Apple Pay or Google Pay™.
Cons
- Other fees apply;
- The introductory period varies according to the offer available at the time and your current financial situation.
How good does your credit score need to be?
This information is not fully disclosed. However, you can check your eligibility with no impact on your credit score.
How to apply for a Sainsbury’s 26 Month Balance Transfer Credit Card?
Then, learn how to apply for Sainsbury’s 26 Month Balance Transfer Credit Card and enjoy low rates on transactions.
How to apply for the Sainsbury’s Balance Transfer?
Apply for a Sainsbury’s 26-Month Balance Transfer Credit Card and get low rates when transferring your balance from one account to another.
About the author / Aline Augusto
Reviewed by / Aline Barbosa
Senior Editor
Trending Topics
How to apply for the First Digital Mastercard® Card?
The First Digital Mastercard® Card is a good option if you need to build up a credit score. See how to apply for it now and enjoy its perks!
Keep Reading
Delta SkyMiles® Gold American Express Card vs Delta SkyMiles Reserve: card comparison
Which is the best for you: Delta SkyMiles® Gold American Express card or Delta SkyMiles Reserve? Check out the comparison and decide today!
Keep Reading
Ally Investing review
In this review, we will show you how Ally Investing works and how you can get the best of it with low fees and high earnings!
Keep ReadingYou may also like
Build Credit and Save Money: How to Download Super+
Looking to maximize your purchases and build credit with your debit card? We're here to help! Learn how to download the Super+ app!
Keep Reading
Self Visa® Credit Card review: start building credit today!
Self Visa® Credit Card offers several Visa benefits and wide acceptance. Keep reading to learn how this card works!
Keep Reading
Extra Debit Card application: how does it work?
Applying for an Extra Debit Card doesn't have to be a hassle. Learn how the process! Earn points on everyday purchases! Read on!
Keep Reading