Credit Cards (US)

How to apply for the First Digital Mastercard® Card?

Do you need a card that does not require a perfect credit score? The First Digital Mastercard® Card has arrived to help you build up your credit score. So, take a look at the card’s application process!

by Aline Augusto

01/22/2022 | Updated on 04/20/2023

First Digital Mastercard® Card application: Easy and online!

Check out how easy it is to apply for a First Digital Mastercard® Card. Source: The Mister Finance.
Check out how easy it is to apply for a First Digital Mastercard® Card. Source: The Mister Finance.

Even though the First Digital Mastercard® Card has many fees like an annual one and a high APR and foreign transaction, it offers you the opportunity to build up a credit score since it does not require a good credit history.

Also, it is an unsecured card, which means that you don’t need a secured deposit to use it as a credit limit.

Keep reading the content below if you’d like to learn how to apply for it.


Credit Card

First Digital Mastercard®

credit builder Mastercard

It doesn’t require a perfect credit score. Fast and easy application process.

You will be redirected to another website

Apply online

Learn how you can apply online for this card. Source: Adobe Stock.
Learn how you can apply online for this card. Source: Adobe Stock.

If you think this credit card is a good option for your financial needs, you just have to follow some simple steps to apply for it.

First, access the First Digital website, fill in the form, providing information about you, such as Full Name, Email, and residential address, Income details, and Employment details.

Then, submit it and wait for approval.

The process is fast and easy, and you get an answer in less than 60 seconds.

Also, note that you need to have a checking account before applying for it.

Apply using the app

Unfortunately, there is no app available for this credit card. So, you cannot manage your account through your mobile phone.

First Digital Mastercard® Card vs. FIT Mastercard® Card 

To help you with your next card decision, we have made a comparison table between the First Digital Mastercard® Card and FIT Mastercard® Card. So, take a look at it and compare these two great options available on the market!

First Digital Mastercard®Fit Mastercard®
Credit ScoreSee website for details.From bad to fair
Annual Fee$75.00 for first year.
After that, $48.00 annually.
FeesActivation Fee: One-time $95.
Late Payment Fee Up to $41.00.
Return Payment Fee Up to $41.00.
Cash Advance Fee: Either $10, or 3% of the amount.
Activation Fee: One-time $89.
Maintenance Fee: $6.25 per month after the 1st year.
Regular APR35.99% 29.99% Variable APR
Welcome bonusNone None 

How to apply for Fit Mastercard® credit card?

Do you need to organize your finances and clear debt? The Fit Mastercard® card can be a great option for you. See how to apply for it!

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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