Surge® Platinum Secured Mastercard® Card application
The Surge® Platinum Secured Mastercard® allows you to build your credit score while purchasing and getting cash back for it. Learn now how to apply for this card!
by Aline Augusto
Surge® Platinum Secured Mastercard® Card: Easy and fast application process!
The Surge® Platinum Secured Mastercard® Card is a secured card that doesn’t require a credit history for the application, and the credit limit equals the deposit you make when applying for it.
This card reports to all major credit bureaus, so you can work on your credit-building as long as you pay your dues on time.
Plus, it rewards you with cash back on all purchases.
But before applying for one, note that you will pay an annual fee and a 29.99% variable APR.
Also, it requires a checking account.
Without further ado, check out how you can get this credit card.
Access Surge’s website. The application process is easy and fast. And you can pre-qualify first without impacting your credit score.
Then, fill in the forms with your personal information. You can get a response right away!
Finally, make the deposit and start using your credit card.
You will be redirected to another website
Apply using the app
Surge features a mobile app where you can customize notifications and more. After getting approved and setting up your first deposit, download the app to manage all your financial activity.
Surge® Platinum Secured Mastercard® Card vs. Scotiabank Gold American Express® Card
On one side, the Surge® Platinum Secured Mastercard® doesn’t require credit history, so you don’t need to worry about the application. And, it rewards you with cash back at the same time as helps you increase your credit score.
On the other side, the Scotiabank Gold American Express® Card has plenty of benefits but requires at least a good credit score.
See the comparison chart right below!
|Surge Secured Mastercard®||Scotiabank Gold American Express® Card|
|Credit Score||Not required||Good – Excellent|
|Annual Fee||$300 Credit Limit à $75 Annual Fee Year 1, $99 Annual Fee Year 2;|
$500, $750, $1,000 Credit Limits à $125 Annual Fee
|Regular APR||29.99% (variable)||From 19.99% to 22.99%|
|Welcome bonus||None||Up to 40,000 bonus Scene plus points in the first year;|
No annual fee charged in the first year, and an intro APR of 0% for the first 6 months
|Rewards||1% cash back on all purchases||Up to 5 points on every $1 CAD spent on eligible purchases|
How to get a Scotiabank Gold American Express®?
Scotiabank Gold American Express® is a credit card full of rewards and bonuses. Learn how to apply for it!
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