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Surge® Platinum Secured Mastercard® Card application

The Surge® Platinum Secured Mastercard® allows you to build your credit score while purchasing and getting cash back for it. Learn now how to apply for this card!

Surge® Platinum Secured Mastercard® Card: Easy and fast application process!

Check out how you can apply for a Surge® Platinum Secured Mastercard®. Source: The Mister Finance.
Check out how you can apply for a Surge® Platinum Secured Mastercard®. Source: The Mister Finance.

The Surge® Platinum Secured Mastercard® Card is a secured card that doesn’t require a credit history for the application, and the credit limit equals the deposit you make when applying for it.

This card reports to all major credit bureaus, so you can work on your credit-building as long as you pay your dues on time.

Plus, it rewards you with cash back on all purchases.

But before applying for one, note that you will pay an annual fee and a 29.99% variable APR.

Also, it requires a checking account. 

Without further ado, check out how you can get this credit card.

card

Credit Card

Surge® Platinum Secured

credit builder bad credit OK

Repair your credit score and earn during the process!

You will be redirected to another website

Apply online

Check out how to apply for the Surge® Platinum Secured Mastercard® Card online. Source: Freepik.
Check out how to apply for the Surge® Platinum Secured Mastercard® Card online. Source: Freepik.

Access Surge’s website. The application process is easy and fast. And you can pre-qualify first without impacting your credit score.

Then, fill in the forms with your personal information. You can get a response right away!

Finally, make the deposit and start using your credit card.

Apply using the app

Surge features a mobile app where you can customize notifications and more. After getting approved and setting up your first deposit, download the app to manage all your financial activity.

Surge® Platinum Secured Mastercard® Card vs. Scotiabank Gold American Express® Card

On one side, the Surge® Platinum Secured Mastercard® doesn’t require credit history, so you don’t need to worry about the application. And, it rewards you with cash back at the same time as helps you increase your credit score.

On the other side, the Scotiabank Gold American Express® Card has plenty of benefits but requires at least a good credit score.

See the comparison chart right below!

Surge Secured Mastercard®  Scotiabank Gold American Express® Card
Credit ScoreNot requiredGood – Excellent 
Annual Fee$300 Credit Limit à $75 Annual Fee Year 1, $99 Annual Fee Year 2;
$500, $750, $1,000 Credit Limits à $125 Annual Fee
$120
Regular APR29.99% (variable)From 19.99% to 22.99%
Welcome bonusNoneUp to 40,000 bonus Scene plus points in the first year;
No annual fee charged in the first year, and an intro APR of 0% for the first 6 months
Rewards1% cash back on all purchasesUp to 5 points on every $1 CAD spent on eligible purchases

How to get a Scotiabank Gold American Express®?

Scotiabank Gold American Express® is a credit card full of rewards and bonuses. Learn how to apply for it!

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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