Credit Cards (US)
Reflex® Platinum Mastercard® Credit Card review
You can get the Reflex® Platinum Mastercard® Credit Card to reestablish your score. Keep reading our full review to know more about this card!
by Victória Lourenço
Reflex® Platinum Mastercard® Credit Card: Your best shot at good credit!
The Reflex® Platinum Mastercard® Credit Card is a card that offers benefits for people with poor credit scores. You can get this card to rebuild your credit history and help you clear your debt.
This card has some high fees. Such as a cash advance fee of $5 or 5% for every cash advance amount and a 3% foreign transaction fee. Also, the card has no rewards, it only sends payment reports to the three major credit bureaus.
How to apply for a Reflex Mastercard® Card
Are you looking for simple and effective ways to repair your credit score? The Reflex® Platinum Mastercard® can be a great ally. Check out how you can apply for it.
How does the Reflex® Platinum Mastercard® Credit Card work?
This card has a very easy application process, and it accepts all kinds of credit scores. When you become a cardholder, you need to pay some fees, like an annual fee, foreign transaction fees, a considerably high APR, and others. However, the credit card company sends reports about your payment on a monthly basis to the three major credit bureaus.
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Reflex® Platinum Mastercard® benefits
- The credit card company sends monthly payment reports to all three major credit bureaus.
- When you enroll for e-statements, you can get access to your VantageScore 3.0 (TransUnion).
- You can apply and have good chances of getting the card, even if you have bad credit.
- There’s a high annual fee that’s joined by a monthly fee after the first year.
- The card has no sign-up bonus.
- It has a high variable APR.
- It has a foreign transaction fee of 3%.
Should you get a Reflex® Platinum Mastercard® Credit Card?
Even though this is a card made for people with all different types of credit or maybe with no credit history at all, it has some high fees. So, if you can pay for the fees and want a card to help you rebuild your credit, you might consider this card.
However, you can search for some other options of credit rebuild cards that do not have that many fees. That is if you cannot afford the fees and really need a card to help you, even if you have debt and loans to pay. Basically, there are better card options in the market for people with bad credit.
How good does your credit score need to be?
This credit card accepts all kinds of credit scores. So, if you have a very bad credit history and you want to rebuild it, this card is one of the options in the market that can help you with that.
How to apply for a Reflex® Platinum Mastercard® Credit Card?
The application process for this credit card can be very easy. If you still want to know how to apply and think that this card can be a good one for you even with all the fees, check out our post below. In it, we will give you some important information about how to get this credit card!
How to apply for a Reflex Mastercard® Card
Are you looking for simple and effective ways to repair your credit score? The Reflex Mastercard® can be a great ally. Check out how you can apply for it.
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