Westpac Low Rate Credit Card is suitable for those who are looking for low rates on purchases, balance transfers, and cash advances. The card lets you choose the offer that works better for you as a welcome bonus. But it does not end there; you can enjoy an additional free interest period along with rewards, protection, and an amazing mobile app that helps you manage your finances.

Yes, you can add one additional cardholder. In fact, there is no extra cost when doing it. The additional cardholder must be at least 16 years old.

The SmartPlan offers you the possibility of spreading large purchases into regular installments that you can afford. In summary, this program helps you achieve big dreams by lowering costs at reasonable rates and affordable and fixed installments.

Westpac gathers several security measures to protect your credit card and your personal information. The protection includes your online account. Also, it provides the Westpac Added Online Security and the Fraud Money Back Guarantee to ensure protection against unauthorized transactions.