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Woolworths Personal Loan full review: Easy loans!

If you need a loan with good options and no monthly fees, read our Woolworths Personal Loan review to learn the pros and cons!

Woolworths Personal Loan: No prepayment penalties!

Woolworths has excellent loan options in Australia: read this full review. Source: The Mister Finance.
Woolworths has excellent loan options in Australia: read this full review. Source: The Mister Finance.

Are you an Australian looking for a loan option that suits your needs without paying those pesky monthly fees? Look no further than our Woolworths Personal Loan review!

Woolworths Personal Loan

How to apply for the Woolworths Personal Loan?

Do you need a lender with no monthly fees and good loan amounts? If so, learn how to apply for the Woolworths Personal Loan!

PA*14.35% p.a. variable interest rate;
15.50% p.a. comparison rate.
*Terms apply.
Loan PurposeAlmost any type of personal reasons.
Loan AmountsFrom $2,000 to $50,000.
Credit NeededN/A.
TermsUp to 5 years.
FeesNo monthly service fees;

$250 application fee.
Late FeeThere can be late fees depending on your loan amount.
Early Payoff PenaltyNo early payoff penalty.

Also, with long-term benefits and – best of all – no prepayment penalties, our personal loan is sure to tick all the boxes in your search for financial freedom!

Moreover, they’ve got you covered, from fast applications and flexible rates to simple repayment options and small stress levels.

Therefore, keep reading our Woolworths Personal Loan review to find out how you can also benefit from this essential loan product.

How does the Woolworths Personal Loan work?

This lender offers incredible perks, and you don’t even have to pay a monthly service fee for it! Moreover, you’ll be able to borrow up to $50,000, depending on your credit score and financial situation!

Also, you won’t have to worry about prepayment fees! This way, this lender can be essential for those looking for an easy loan with simple perks and flexible repayment options!

Woolworths Personal Loan benefits

You can get the extra money you need to close a deal. Source: Canva.
You can get the extra money you need to close a deal. Source: Canva.

As we said, this lender can benefit those looking for a no-monthly-fee personal loan! Also, you can easily apply and get your money quickly!

Moreover, you’ll be able to get your loan in as little as 48 hours after approval. Plus, you won’t need to pay any monthly service fees.

However, as with any other lender, you’ll also notice some downsides to this lender. Therefore, check out our pros and cons list below to learn more and see if this is the right lender for your finances!

Pros

  • There are no prepayment penalties;
  • You can find good interest rates;
  • There is the chance to borrow up to $50,000 in loan amounts;
  • You won’t have to pay any monthly service fees.

Cons

  • There could be more information about the fees;
  • It can be hard to get a loan with this lender if you don’t have a steady job and regular income;
  • You cannot declare bankruptcy before you apply for a loan through this lender.

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How good does your credit score need to be?

There is not much official information about the credit score needed to qualify to get a loan with this lender. However, there are some requirements you need to meet.

For example, you’ll need to be at least 18 years old and an Australian citizen. So, read the requirements before you start the application process.

How to apply for the Woolworths Personal Loan?

You can apply for a loan through this lender online or through the official phone number. However, you’ll need to see if you met the requirements before you complete your application.

Woolworths Personal Loan

How to apply for the Woolworths Personal Loan?

Do you need a lender with no monthly fees and good loan amounts? If so, learn how to apply for the Woolworths Personal Loan!

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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