Finchoice Personal Loan requires the following documentation in the application process: Proof of income; Proof of residence; A valid South African ID. Also, in case of any doubt along the way, you can call the assistance centre at 0861 346 246.

Interest rates are regulated by the National Credit Act, which also regulates affordability. Therefore, the loan agreements vary according to your situation, creditworthiness, and other factors. The same goes for the fees, terms, and conditions.

The Finchoice Personal Protection Plan is automatically added to whichever loan you might take from Finchoice. This plan works like a coverage, in which if something unfortunate happens to the borrower in the meantime, while the loan is active, Finchoice settles the balance.

Finchoice offers fast funding depending on the approval process, and the documentation sent. So, if you gather all the documents needed and send them before 3 pm on a business day, the loan will be deposited into your bank account within only 24 hours of approval.