SA
How to apply for the Finchoice Personal Loan?
Learn how simple it is to apply for a Finchoice Personal Loan and get a free quote within only two minutes before proceeding with an application.
by Aline Augusto
Apply for a Finchoice Personal Loan: get a free quote in two minutes
If you are interested in borrowing up to R40,000 to repay in six, 12, or 24 months, you should learn how to apply for a Finchoice Personal Loan.
In essence, this lender is authorized, reliable, and complies with the affordability regulation of the National Credit Act.
That is, it can only provide you with a loan that you can afford to pay back.
Thus, you can feel peace of mind knowing the terms, conditions, fees, and rates will be personalized, considering your particular needs, budget, and goals.
In addition, Finchoice provides a personal protection plan, so you and your family can be covered in case something happens in the meantime.
This credit solution provider also offers tools and different resources for those who want to access fewer loan amounts.
For instance, you can rely on a Flexi Loan, in which you can borrow up to R8,000 to repay in six months and then qualify for more if you need it.
Plus, you can access a Funeral Loan or even a MobiMoney modality in which you can borrow between R100 and R10,000 with same-day withdrawals and repayments of one, two, or three months.
Now, take a look at how simple it is to apply for a Finchoice Personal Loan and get a free quote within only two minutes.
Online Application Process
You can apply using the official website or even by calling the assistance centre at 0861 346 246.
Moreover, it is important to mention that you need to provide certain documentation, as follows:
- Proof of income;
- Proof of residence;
- A valid South African ID.
You must be at least at the age of majority to proceed with a quote.
You will be redirected to another website
Application Process using the app
After applying using the channels described above, download the Finchoice mobile app to manage your account.
Finchoice Personal Loan vs. FNB Loans
As can be seen, Finchoice Personal Loan offers flexible and easy ways of applying for loans. Also, it follows the National Credit Act, which establishes the affordability regulation to make credit solutions reasonable and affordable.
However, you can always rely on the First National Bank if you need more money to accomplish a bigger dream.
Check out the comparison to make a wise decision!
| Finchoice Personal Loan | FNB Loans | |
| APR | Depends on the loan agreement | Short term: up to 5% per month (max)Long term: from 16.5% to 28.25% (based on the current prime rate) |
| Loan Purpose | Personal | Personal (larger unplanned or planned expenses) |
| Loan Amounts | Up to R40,000 | Up to R300,000 |
| Credit Needed | All credit ratings are considered | Not disclosed |
| Terms | Up to 24 months | Up to 60 months |
| Origination Fee | Not disclosed | Not disclosed |
| Late Fee | Not disclosed | Not disclosed |
| Early Payoff Penalty | Not disclosed | None |
So, learn how to apply for an FNB Loans now!
How to apply for the FNB Personal Loan?
See how to apply for an FNB Personal Loan and borrow up to R300 000 with terms of up to 60 months, fixed rates, and no prepayment penalties.
Aline Augusto
Aline Barbosa
Senior Editor
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