Credit Cards (SA)

How to apply for the Woolworths Black Credit Card?

Do you need a card with up to 3% back at Woolworth purchases and travel insurance too? If so, read on to learn how to apply for the Woolworths Black Credit Card!

Woolworths Black Credit Card application: Up to 3% back and Visa benefits!

Apply for your Woolworths Black Credit Card. Source: The Mister Finance.
Apply for your Woolworths Black Credit Card. Source: The Mister Finance.

If you’re in the market for a credit card that’ll give you Visa perks and rewards, then learn how to apply for the Woolworths Black Credit Card!

card

Credit Card

Woolworths Black Card

cash back discounts

Get the best perks for your Woolworths purchases!

You will be redirected to another website

Also, you can get 3% back on your purchases at participating Woolworths stores!

Moreover, even travel insurance is available! Therefore, in this blog post, you’ll learn how to apply for the Woolworths Black Credit Card. So, read on!

Online Application Process

Apply online at Woolworths website. Source: Canva.
Apply online at Woolworths website. Source: Canva.

Before you apply online for this credit card, you should know that you’ll need to meet the requirements.

So, you’ll need to be at least 18 years old and have a valid RSA ID number. Moreover, you’ll also need to earn R41,666 or more per month to qualify.

Also, you’ll need to provide some documents during the application process.

Then, you’ll only need to go to the online application form and provide the information required and the documents. After that, you can only wait for a response to your application!

Application Process using the app

You can use the mobile app to access all your account information, shop online, and much more!

Also, you can even use the mobile app to access your account at all times and keep track of your money!

However, the best way to apply for this credit card is online. So, read our topic above to learn more tips on how to apply online!

Woolworths Black Credit Card vs. Woolworths Gold Credit Card

You may like the Gold card version if you’re not so sure about getting the Woolworths Black Credit Card! Also, with the Woolworths Gold Credit Card, you’ll be able to earn up to 2% rewards and more!

Moreover, this card can offer incredible rewards for lower fees! Therefore, read the comparison table below to help you decide which is the best Woolworths credit card for your needs!

Woolworths Black Credit CardWoolworths Gold Credit Card
Requirements*To qualify, you need to be at least 18 years old, have a valid RSA ID number, and earn R41,666 or more per month.

*Terms apply.
You need to be at least 18 years old, have a valid RSA ID number, earn in excess of R3,000 per month, and others.

*Terms apply.
Initiation FeeR120.00.R193.00.
Monthly Fee*R69.00 per month.

*Terms apply.
R57.00 per month.

*Terms apply.
Fees*No fee for Absa ATM cash deposits;

Cash deposit fee at beach counter: R5.00 + R1.50/R100;

No fees for domestic card purchases;

Also, no card replacement fee;

There can be other fees.

*Terms apply.
Absa ATM Account Payment Fee: R4.50 plus R1.50/R100 (maximum R15.00);
Initiation fee: R193.00;
Absa ATM: R2.50 per R100 (or part thereof);
Card Replacement Fee: R110.00;
Unpaid Debit Order Fee: R128.00;
Card Courier Fee: R170.00;
Also, the International Currency Conversion Fee: is 2.5% of the Rand value of a transaction.

*Terms apply.
Rewards*3% cashback in quarterly vouches (valid for all Woolies purchases);

Also, 1% cash back in quarterly vouchers on all other purchases.

*Terms apply.
2% back in vouchers each quarter on all Woolies purchases;

0.75% back in vouchers each quarter on all other purchases, including fuel (excludes EFT);

Access to the WRewards program.

*Terms apply. 

Click on the following link if you’re interested in applying for the Woolworths Gold Credit Card. We’ll tell you everything about the online application.

Woolworths Gold credit card

How to apply for a Woolworths Gold Credit Card?

Check out how to apply for a Woolworths Gold Credit Card and earn 2% back in vouchers each quarter on all your favorite Woolies purchases.

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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