To find out if you would be eligible for getting a loan offer through Credible, you need to prequalify on the platform. Prequalification is 100% free, secure, easy, and fast. You must select a product. The platform includes student loan refinancing, student loan, personal loan, home loan, mortgage refinancing, and insurance. Then, choose the purpose of selecting a product and fill out your personal information. You will receive some offers to select the best for you!

Personal loans through Credible can be used for many possible reasons. Usually, the variety of purposes of a personal loan includes major purchases financing, debt consolidation, home improvements, and starting a business.

There are no fees associated with the Credible services. The application is 100% free. Also, prequalifying won’t affect your credit score. Also, it is important to mention that no fee is going to impact your loan conditions and terms from the lender chosen.

No! There is no obligation to proceed with the process. After applying, you will receive some offers to analyze which fits better your needs and goals. However, you are not obligated to accept it. In fact, Credible advises you to evaluate your options before closing a deal.