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Read on to learn how this credit card can help you access an extensive list of advantages at a very low cost!

Capitec Credit Card – earn up to 1.5% cash back on all of your monthly spendings

Capitec Credit Card offers a great way for those who don’t earn much or even want to build credit to access valuable benefits without paying high costs. The card provides travel insurance, cash back, competitive rates, a grace period on interest, an annual interest percentage on positive balances, and much more, so you can establish good finances!

Capitec Credit Card is a cheap card. But that doesn’t mean it does not offer valuable stuff. In fact, this card is one of the most accessible and reasonable available. Besides the fact it charges low fees, it provides you with a comprehensive list of advantages, including rewards, insurance, a grace period on interest, and more.

Earn 1% cash back when you spend plus 0.5% cash back when you reach monthly banking goals;
Enjoy free local swipes, competitive rates, and up to 55 days of interest for free;
Feel peace of mind with travel insurance for up to R5 million;
Get 3.50% annually on positive balances.
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Capitec Credit Card is an amazing option for those who want to build credit and a solid financial path. Among its main benefits, you can get: A credit limit of up to R500 000; Up to 1.5% cash back on your monthly spending; No currency conversion fees; Free local swipes as well as free card delivery to your house; Competitive rates; Up to 55 of interest for free; Travel insurance for up to R5 million; 3.50% annually on positive balances. Also, the card offers card delivery for free at your home!

Although Capitec Credit Card charges some fees, they are all very accessible considering the benefits. So, the main fees associated with this card are: Initiation fee: R100 Monthly fee: R45 Other traditional banking fees apply. Then, make sure you read the Pricing Brochure before applying.

To apply for a Capitec Credit Card, you must: Have a monthly income of at least R5 000 (R10 000 for self-employed); Provide a valid South African ID; Be at least 18 years old; Provide the latest salary slip and bank statements (three months). If you manage to meet those requirements, you may be able to get this card and enjoy its various perks.

In case your Capitec Credit Card is lost or stolen, immediately block your card on the mobile app or internet banking. Or you can call the 24hr Client Care Centre at 021 941 1377 (service available 24/7).

If you are interested in applying for a Capitec Credit Card, learn how the process works by clicking here!

Capitec Credit Card

How to apply for the Capitec Credit Card?

Learn how to apply for a Capitec Credit Card and enjoy earning up to 1.5% cash back on your monthly spending, along with many other benefits!

Now, if you are interested in another alternative, learn how to apply for an Absa Flexi Core Credit Card!

Absa Flexi Core Credit Card

How to apply for the Absa Flexi Core Credit Card?

Learn how easy and fast it is to apply for an Absa Flexi Core Credit Card and start earning rewards and building your credit history today!

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