How to apply for DCU Personal Loans?

Whether you need cash to cover an emergency, improve your home, or pay off your bills, DCU Personal Loans might help you with that. Learn how to apply!


by Aline Augusto

Published on 05/11/2022

Applying for DCU Personal Loans: easy and fast 3 steps process

Find out how the application process works! Source: DCU.
Find out how the application process works! Source: DCU.

DCU Personal Loans offer many options for those who need to rebuild credit, consolidate debt, or even cover an emergency.

Although you need to become a member to apply for a loan, it might be worth considering if you want to access a good amount of cash with flexible terms and low costs.

DCU provides loans to access equipment, rebuild credit, consolidate debt, emergencies, and other assistance.

Also, you can get a 0.5% discount if you sign up as a Plus or Relationship member. The terms and APRs depend on the loan type you choose. But, I’m sure you will be glad to know that it is pretty affordable and flexible.

Now, learn how easy and fast it is to apply for a DCU loan.


Personal Loans


many options flexible terms

Get a loan at a low cost to cover your needs!

You will be redirected to another website


Apply online

See how to apply for the DCU Personal Loans online. Source: Pexels.
See how to apply for the DCU Personal Loans online. Source: Pexels.

Access the official DCU website and select Borrow on the top. Then, choose which type of loan you need.

It is recommended that you use the calculator, as well as consider planning how much you need before applying.

Also, it would be best if you gather relevant information about yourself and your finances before initiating the process. 

After choosing the type of loan you need, click on Apply Now.

Provide the loan information, including the amount and term in months wanted. After that, fill in your personal information, adding documentation, too. 

Finally, submit the application. If all goes well, you may receive your funds within a week.

Apply using the app

After becoming a DCU member, you can download the app to manage your finances.


DCU Personal Loans vs. BadCreditLoans

If you want another option, let me introduce to you the BadCreditLoans. This company gathers many lenders on one platform.

You can apply for a loan even with bad credit.

DCU Personal LoansBadCreditLoans
APRUp to 10.00% (it depends on the option you choose)Usually from 5.99% to 35.99%
Loan PurposePersonal (credit building, debt consolidation, home improvements, emergencies cover, and more)Personal
Loan AmountsUp to $25,000From $500 to $10,000
Credit NeededGood (recommended)All credit scores are considered 
TermsUp to 60 monthsIt depends on the lender
Origination FeeNoneIt depends on the lender
Late FeeNot disclosedIt depends on the lender
Early Payoff PenaltyNoneIt depends on the lender

Check out how to apply for a loan through BadCreditLoans!

BadCreditLoans logo on computer

How to apply for BadCreditLoans?

BadCreditLoans is an awesome tool for those needing an emergency way to figure out a financial situation. Check out how to apply for BadCreditLoans!

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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