Loans (US)
How to apply for DCU Personal Loans?
Whether you need cash to cover an emergency, improve your home, or pay off your bills, DCU Personal Loans might help you with that. Learn how to apply!
Applying for DCU Personal Loans: easy and fast 3 steps process
DCU Personal Loans offer many options for those who need to rebuild credit, consolidate debt, or even cover an emergency.
Although you need to become a member to apply for a loan, it might be worth considering if you want to access a good amount of cash with flexible terms and low costs.
DCU provides loans to access equipment, rebuild credit, consolidate debt, emergencies, and other assistance.
Also, you can get a 0.5% discount if you sign up as a Plus or Relationship member. The terms and APRs depend on the loan type you choose. But, I’m sure you will be glad to know that it is pretty affordable and flexible.
Now, learn how easy and fast it is to apply for a DCU loan.
Apply online
Access the official DCU website and select Borrow on the top. Then, choose which type of loan you need.
It is recommended that you use the calculator, as well as consider planning how much you need before applying.
Also, it would be best if you gather relevant information about yourself and your finances before initiating the process.
After choosing the type of loan you need, click on Apply Now.
Provide the loan information, including the amount and term in months wanted. After that, fill in your personal information, adding documentation, too.
Finally, submit the application. If all goes well, you may receive your funds within a week.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Apply using the app
After becoming a DCU member, you can download the app to manage your finances.
DCU Personal Loans vs. BadCreditLoans
If you want another option, let me introduce to you the BadCreditLoans. This company gathers many lenders on one platform.
You can apply for a loan even with bad credit.
| DCU Personal Loans | BadCreditLoans | |
| APR | Up to 10.00% (it depends on the option you choose) | Usually from 5.99% to 35.99% |
| Loan Purpose | Personal (credit building, debt consolidation, home improvements, emergencies cover, and more) | Personal |
| Loan Amounts | Up to $25,000 | From $500 to $10,000 |
| Credit Needed | Good (recommended) | All credit scores are considered |
| Terms | Up to 60 months | It depends on the lender |
| Origination Fee | None | It depends on the lender |
| Late Fee | Not disclosed | It depends on the lender |
| Early Payoff Penalty | None | It depends on the lender |
Check out how to apply for a loan through BadCreditLoans!
How to apply for BadCreditLoans?
BadCreditLoans is an awesome tool for those needing an emergency way to figure out a financial situation. Check out how to apply for BadCreditLoans!
Aline Augusto
Aline Barbosa
Senior Editor
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