The Financial Conduct Authority has authorized New Wave Capital Ltd., the parent company of Capital on Tap, to conduct business. They can make loans to businesses but not take deposits. This assures that getting a loan from them is completely risk-free. Therefore, this can be a safe credit card for your business!

If a high credit limit is important to your business, the Capital On Tap Business Rewards Credit Card might be a good choice, as there is no annual fee, and you could earn unlimited cash back. If you don’t want to pay the annual fee to get the high credit limit and other perks, this business card might not be the ideal option.

With the Capital On Tap Business Rewards Credit Card, you’ll be able to earn Avios rewards through cashback. So, you can spend your Avios rewards with tours, flight upgrades, hotel stays, car rentals, experiences, and much more! Therefore, it can be worth it to get this card even with the annual fee!