Credit Cards (US)

PREMIER Bankcard® Grey Credit Card review

Tired of not having access to credit cards? Want to build your score but are unsure of where to begin your financial journey through the world of cards? Check our PREMIER Bankcard® Grey Credit Card review and learn more!

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by Victória Lourenço

Published on 05/13/2022

PREMIER Bankcard® Grey Credit Card: a card for those seeking to build credit responsibly, at solid limits

Check out our PREMIER Bankcard® Grey Credit Card review! Source: Premier Card Offer
Check out our PREMIER Bankcard® Grey Credit Card review! Source: Premier Card Offer

Are you interested in a credit card with a solid limit range and not a lot of requirements when it comes to credit scores? Well, you’re in luck. You’ve just found the Mister Finance review of the PREMIER Bankcard® Grey Credit Card, a solution for people trying to build credit while making purchases in a healthy manner. Being a credit card, this one features a few downsides, as we will set forth in our PREMIER Bankcard® Grey Credit Card review!

Credit ScoreFair to bad credit score.
Annual Fee$50 to $125 in the intro period. $45 to $49 after then.
Annual fees vary according to the credit limit. Check their terms to know all about it.
Regular APR36% APR.
Welcome BonusThis card features no welcome bonuses.
RewardsThis card features no reward package.
PREMIER Bankcard® logo

How to apply for the PREMIER Bankcard Credit card?

Want to learn more about how to build a credit score? See our PREMIER Bankcard® Grey Credit Card application post and learn all about it!

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How does the PREMIER Bankcard® Grey Credit Card work?

Learn all about this PREMIER credit card! Source: Unsplash
Learn all about this PREMIER credit card! Source: Unsplash

A credit card made for you who are trying to build up your credit and has gone through the harder application processes of other cards to no avail. The PREMIER Bankcard® Grey Credit Card is very accessible, as it allows non-perfect credit scores to be eligible and have access to its full benefits! However, keep in mind that their fees are detailed in their cardholder policies, and some of them are quite high. Keep reading this PREMIER Bankcard® Grey Credit Card review to learn more about its benefits and disadvantages.

PREMIER Bankcard® Grey benefits

Next in our PREMIER Bankcard® Grey Credit Card review, we’ll cover the pros and cons of this product. The card has many benefits. However, despite the fact that there is no customization fee associated with the card, the annual percentage rate of 36 percent is somewhat lacking. Moreover, the APR can be relatively high compared to other credit card options. So, read our list below of the pros and cons of this card1

Pros

  • Reports monthly to Consumer Agencies so you can build your credit score.
  • Allows you to track your FICO® Score through monthly statements.
  • Mobile access to your account.
  • Accessible to most credit scores.

Cons

  • Somewhat high APR, at 36%.
  • Variable annual and monthly fees.
  • Features program and transaction fees.

How good does your credit score need to be?

Being a very accessible card, the PREMIER Bankcard® Grey Credit Card doesn’t require a very high or perfect credit score for the application process. In fact, you can get it by even having a bad credit score, as this product is mainly destined for those who want to build or rebuild their scores and financial lives.

With this one, you can keep track of your scores as it reports to the major Consumer Agencies, and your score will increase as you pay your bills in time and spend money wisely.

How to apply for a PREMIER Bankcard® Grey Card?

We went through the process so you wouldn’t have to puzzle your way through multiple links and buttons on strange websites. Now that you’ve read our PREMIER Bankcard® Grey Credit Card review, check our full application post instructions to learn all there is to it, as well as more information on this credit card!

Premier Bankcard® Mastercard®

How to apply for the PREMIER Bankcard Credit card?

Want to learn more about how to build a credit score? See our PREMIER Bankcard® Grey Credit Card application post and learn all about it!

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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