Credit Cards (SA)
How to apply for the Platinum Credit Card?
Check out how to apply for the Platinum Credit Card and start enjoying valuable and premium benefits, including travel insurance, discounts, and rewards.
by Aline Augusto
Apply for a Platinum Credit Card: how to qualify and enjoy perks
If you’re looking for a credit card with top-notch benefits, you’re in the right place. We’ll tell you how to apply for the Platinum Credit Card issued by Standard Bank.
To apply for a Platinum Credit Card designed by Standard Bank is easy and you can qualify if you follow some requirements, such as:
- Must be at least 18 years old;
- Must have a South African ID or passport if not an SA citizen;
- Must earn at least R58 000 as a monthly income.
Certainly, a card that requires this monthly income should offer a complete range of premium benefits. And this Platinum Mastercard does it!
Then, take a look at all you can get:
- Up to 5% cash back when using the card and booking on Booking.com;
- Up to 20% discount on Emirates flights when booking through Leisure Desk;
- Up to 15% discount on an international car rental when booking through Avis and a 10% discount on car rental through Rentalcars.com;
- 12 visits per year to Bidvest lounges and 12 visits per year to the Library lounge at OR Tambo International Airport (Domestic Departures);
- Access to exclusive experiences through Priceless Cities;
- Access to Lifestyle benefits, including discounts on brands;
- Basic travel insurance, ATM Robbery Insurance, and Purchase Protection.
As can be seen, this credit card is worthy, and applying for it is simple.
Online Application Process
You can either apply for the Platinum Credit Card through the official Standard Bank website or through the Call Me Back form.
Both forms are available online, and all you must do is fill out your personal information, including proof of residence and recent payslip plus three months of bank statements.
You will be redirected to another website
Application Process using the app
After applying for the card as described above, download the digital banking app on your mobile device to manage your finances and enjoy rewards.
Platinum Credit Card vs. Absa Flexi Core Credit Card
On the other hand, if you are looking for a cheaper but valuable credit card full of rewards, an Absa Flexi Core Credit Card might be an excellent alternative.
| Platinum Credit Card | Absa Flexi Core Credit Card | |
| Credit Score | Not disclosed | Not disclosed |
| APR | Personalised | Not found |
| Annual Fee | R1236.00 (R103.00 per month) | R168.00 (R14.00 per month) |
| Fees | Initiation fee: R180.00; Additional card: R25.00; Cash withdrawal: Branch – R80 + R2.50 per R100 or part thereof / ATM – R2.20 per R100 or part thereof; CInitiation fee: R180.00; Additional card: R25.00; Cash withdrawal: Branch – R80 + R2.50 per R100 or part thereof / ATM – R2.20 per R100 or part thereof; ATM balance enquiry – no slip: Free / with slip – R1.80; Branch balance enquiry: R15; Other banks ATM balance enquiry: R10; International transaction fee: 2,50% and others. | Monthly credit facility fee: R30.00; Additional card: R16.50; Cash deposit: at Absa ATM – R2.50 per R100.00 / Absa branch – R4.00 per R100.00; Cash withdrawal: Any local bank (assisted) – R80.00 plus R2.50 per R100 / Absa / POS – local – ATM – R2.50 per R100; Credit card purchases: Free; Account payments: online or ATM – R10.00 / Absa branch – R80.00; Funds transfer (branch): R80.00; Balance enquiry: Free / Assisted: R9.00; Insufficient funds fee: R10.00 |
| Welcome bonus | None | None |
| Rewards | Up to 5% cash back when booking on Booking.com; Exclusive discounts;12 visits per year to Bidvest lounges, 12 visits a year to the Library lounge at OR Tambo International Airport (Domestic Departures) | Absa Rewards: up to 30% cash back on groceries, fuel, health & beauty, and at partners (conditions apply); up to 1.15% on everything else; Absa Advantage: complete challenges and get rewarded |
Then, learn how to apply for an Absa Flexi Core Credit Card!
How to apply for the Absa Flexi Core Credit Card?
Learn how easy and fast it is to apply for an Absa Flexi Core Credit Card and start earning rewards and building your credit history today!
Aline Augusto
Aline Barbosa
Senior Editor
Trending Topics
How to apply for the Absa Gold Credit Card?
Do you need a rewards card with travel benefits? If so, read our post to learn how to apply for the Absa Gold Credit Card!
Keep Reading
How to apply for the RMB Private Bank Credit Card?
Looking for a travel card with personalized rates and limits, plus eBucks rewards? Read on to apply for the RMB Private Bank Credit Card!
Keep Reading
FNB Personal Loan full review: personalized credit with personalized rates
If you need to borrow up to R300 000 to cover an unplanned or planned situation, you may find this FNB Personal Loan review really useful!
Keep ReadingYou may also like
Choose your 0% APR card: we give you the best options!
Select an option below and we will recommend you the best 0% APR card based on your preferences.
Keep Reading
Choose the best mortgage for your finances
Your choice of mortgage affects the quality of your financial life. Here's how to choose one that fits you and know what questions to ask a lender.
Keep Reading
Southwest Rapid Rewards: a complete guide
If you're looking for a comprehensive guide to Southwest Rapid Rewards, look no further. This article will tell you everything you need to know about this popular airline rewards program.
Keep Reading