Credit Cards (SA)

Makro Credit Card full review: Cash back rewards!

Do you need a credit card to give you up to 3% cashback and more for Makro and everyday purchases? If so, read our Makro Credit Card review to learn more!

Makro Credit Card: Up to 3% cashback!

The MakromCard has many benefits waiting for you. Source: The Mister Finance.
The MakromCard has many benefits waiting for you. Source: The Mister Finance.

Are you looking for a credit card with great rewards but don’t know where to start? You’re in luck! You can learn all about it in our Makro Credit Card review! So, read on to learn more!

Makro Credit Card

How to apply for the Makro Credit Card?

Looking for a card to help you earn cash back at Makro and other purchases? You can read on to learn how to apply for the Makro Credit Card!

Requirements*To get this card, you’ll need to be at least 18 years old, have a valid email, have a valid SA ID, be employed and earn R2,000 or more per month, and show proof of income.

*Terms apply.
Initiation FeeN/A.
Monthly FeeN/A.
Fees*Get free additional cards for up to three friends or family;
The other card fees depend on your analysis.
*Terms apply.
Rewards*3% back when you shop online at Makro, Game, and Builders;
2% back when you shop in-store at Makro, Game & Builders;
Also, 1% back when you shop at any RCS network retailer.
*Terms apply.

Also, this South African card offers up to 3% cash back on everyday purchases and plenty of flexible payment options!

Moreover, we’ll show you how this card can be a great ally if you love to purchase at Makro!

Also, you’ll see why Makro is worth considering when choosing your preferred credit card provider. So, keep reading our Makro Credit Card review!

How does the Makro Credit Card work?

With the Makro Credit Card, cardholders can enjoy up to 3% cash back on eligible purchases, flexible payment terms, great coupon deals exclusively at Makro stores, and much more!

Moreover, this Makro card can offer purchase protection, insurance options, and more!

Therefore, whether you’re planning a major purchase or need something that offers more convenience than cash while keeping things affordable, this can be the best card!

Makro Credit Card benefits

Use this credit card online. Source: Canva.
Use this credit card online. Source: Canva.

As we mentioned, this Makro Credit Card offers incredible perks for those who love to shop at Makro.

However, you should know that there are some downsides to this option. So, read our pros and cons list below to learn more!

Pros

  • You can earn up to 3% cashback on Makro and eligible purchases;
  • You’ll be able to manage your credit card through the app;
  • There is protection insurance available;
  • You can get your card purchase alerts with free SMS.

Cons

  • There could be more diverse rewards earnings;
  • You won’t find much information about approximate rates and fees;
  • If you want to earn rewards other than Makro, this may not be the best card.

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How good does your credit score need to be?

There is no official information about the credit rating level to get this card. However, you’ll need to meet some important requirements, such as income and age.

Therefore, you’ll need to have a job, earn at least R2,000 per month, and give proof of income.

Moreover, there can be other requirements for you to check before you apply!

How to apply for the Makro Credit Card?

You can easily apply for the Makro Credit Card online or at a physical branch near you!

Also, you’ll only need to provide the information and documents required to complete your application and wait for a response!

Makro Credit Card

How to apply for the Makro Credit Card?

Looking for a card to help you earn cash back at Makro and other purchases? You can read on to learn how to apply for the Makro Credit Card!

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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