Credit Cards

Navy Federal More Rewards American Express® credit card full review

Learn how to get rewards at a low cost with this Navy Federal More Rewards American Express® credit card review article.

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by Aline Augusto

Published on 06/14/2022

Navy Federal More Rewards American Express® credit card: unlimited rewards at a very low cost.

This credit card offers rewards at a low cost. Check out the full review! Source: The Mister Finance.
This credit card offers rewards at a low cost. Check out the full review! Source: The Mister Finance.

If you are part of the Navy Federal Credit Union or a family member, you would love to know that you may be able to get the Navy Federal More Rewards American Express® credit card. This product offers a low introductory APR of just 1.99% and cash back rewards. However, it is not available to the general public. So, learn more about it in our Navy Federal More Rewards American Express® credit card review.

Credit ScoreFrom average to excellent 
Annual Fee$0
Regular APRFrom 9.90% to 18.00% (variable)
Welcome bonus1.99% introductory APR
Rewards3X points at restaurants, food delivery, at supermarkets, gas, and transit;
1X point on everything else
Navy Federal More Rewards American Express® credit card review

How to get a Navy Federal More Rewards Amex® card?

Check out how to apply for a Navy Federal More Rewards American Express® credit card and get unlimited rewards with no annual fee!

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How does the Navy Federal More Rewards American Express® credit card work?

Firstly, the Navy Federal More Rewards American Express credit card is a fantastic option. But, you must know it is not available for everyone. You need to be a member of the Navy Federal Credit Union, in active duty or retirement. Family members also can get the card.

This American Express offers unlimited rewards at a very low cost. You get an introductory APR of 1.99% on purchases in the first year. Then, the regular annual interest rate varies from 9.90% to 18%. Secondly, there are no annual fees, balance transfers, foreign transaction fees, or cash advance fees.

And thirdly, the rewards are unlimited and suitable for those who spend a lot on grocery shopping and everyday purchases. So, you earn 3X points at restaurants, food delivery, supermarkets, gas, and transit. And 1X point on everything else.

Furthermore, the credit card comes with the AMEX traditional benefits that include security features & shipping protections, travel deals, entertainment access, and special offers.

Navy Federal More Rewards American Express® credit card benefits

What are the Navy Federal More Rewards American Express® benefits? Source: Adobe Stock.
What are the Navy Federal More Rewards American Express® benefits? Source: Adobe Stock.

This credit card mixes the best of AMEX benefits and Navy Federal Credit Union offers. Besides the excellent rate of rewards, it has a very low cost, including an introductory APR of 1.99% for the first year.

Also, the card offers all security features and exclusive travel & entertainment deals of American Express. Moreover, there are no annual fees, balance transfers, foreign transaction fees, or cash advance fees.

The card is a fantastic option for the Navy Federal Credit Union members and their families, who spend a lot on everyday purchases.

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Pros

  • It features unlimited rewards on every purchase you make;
  • There are no annual fees, balance transfers, foreign transaction fees, or cash advance fees;
  • It offers an introductory APR;
  • The regular and variable APR after the first year is very competitive;
  • It provides security features;
  • It offers exclusive deals and special access through AMEX.

Cons

  • You need to be a Navy Federal Credit Union member to apply for it.

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How good does your credit score need to be?

If you are interested in this AMEX card, you must know it requires at least an average credit score for the application.

How to apply for Navy Federal More Rewards American Express® credit card?

Now that you’ve read our Navy Federal More Rewards American Express® credit card review, how about applying for it? The application process is simple and you can check our step-by-step guide by following the link below.

Navy Federal More Rewards American Express® credit card review

How to get a Navy Federal More Rewards Amex® card?

Check out how to apply for a Navy Federal More Rewards American Express® credit card and get unlimited rewards with no annual fee!

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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