Credit Cards (US)
PenFed Platinum Rewards Visa Signature® card review
Do you need a credit card with no annual fee and 0% intro APR? If so, keep reading our PenFed Platinum Rewards Visa Signature® card review to learn more!
PenFed Platinum Rewards Visa Signature® card: earn up to 5 points on purchases for no annual fee!
If you are looking for a credit card with fantastic benefits and a 0% intro APR, one of the PenFed credit cards can be for you. PenFed offers some of the best credit cards in the market. Plus, the PenFed Platinum Rewards Visa Signature® card offers an amazing welcome bonus for new cardholders. Moreover, you can get up to 5 points rewards on eligible purchases. So, keep reading our PenFed Platinum Rewards Visa Signature® card review to learn more!
Credit Score | Excellent. |
Annual fee | No annual fee. |
Regular APR | 14.49% to 17.99% variable APR for purchases. |
Welcome bonus* | 15,000 bonus points if you spend at least $1,500 in your first 90 days using the card (*Terms apply). |
Rewards* | 5x points on gas purchases you pay at the pump and EV stations; 3x points on purchases made at supermarkets, restaurants, cable, streaming services, and more; 1x point on any other purchase you make with the card. (*Terms apply). |
How to apply for PenFed Premium Visa Signature®?
If you need a card with no annual fee and a 0% intro APR, read our post about the PenFed Platinum Rewards Visa Signature® card application!
How does the PenFed Platinum Rewards Visa Signature® card work?
With the PenFed Platinum Rewards Visa Signature® card, you can make the best out of your everyday purchases. For example, you can earn five points for gas you purchase at the pump and EV charging stations. Also, you can earn three points for eligible purchases you make at supermarkets, restaurants, TV, cable, radio, streaming services, and more! Plus, you can even earn one point for every other purchase.
In addition, as a new cardholder, you can earn 15,000 welcome bonus points if you spend $1,500 in your first 90 days using the credit card. Moreover, there is a 0% intro balance transfer APR for 12 months. And you can get all of these benefits for no annual fee!
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PenFed Platinum Rewards Visa Signature® card benefits
This PenFed credit card has so many benefits, such as the welcome bonuses for new cardholders. Also, there is a relatively high point-earning rate. However, as with any other credit card, this PenFed card also has some downsides. For example, you need a PenFed membership to get the best out of this credit card’s benefits.
Pros
- No annual fee.
- 12-month intro APR for balance transfers.
- Up to 5 points on rewards.
- 15,000 welcome bonus points.
Cons
- You need a membership to make the best out of the card.
How good does your credit score need to be?
To qualify for this PendFed Platinum credit card, you will need a relatively high credit score. You will need an excellent credit score to have a chance of getting this incredible card,
How to apply for PenFed Platinum Rewards Visa Signature® card?
You can easily apply to get this PenFed credit card. All you need is internet access and a computer. However, you will need a PenFed membership to get all the best benefits and perks. Therefore, check out our post below to know all about how to apply for the PenFed Platinum Rewards Visa Signature® card!
How to apply for PenFed Premium Visa Signature®?
If you need a card with no annual fee and a 0% intro APR, read our post about the PenFed Platinum Rewards Visa Signature® card application!
About the author / Victória Lourenço
Reviewed by / Aline Barbosa
Senior Editor
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