Credit Cards (US)

PenFed Platinum Rewards Visa Signature® card review

Do you need a credit card with no annual fee and 0% intro APR? If so, keep reading our PenFed Platinum Rewards Visa Signature® card review to learn more!

PenFed Platinum Rewards Visa Signature® card: earn up to 5 points on purchases for no annual fee!

Read our PenFed Platinum Rewards Visa Signature® card review. Source: The Mister Finance.
Read our PenFed Platinum Rewards Visa Signature® card review. Source: The Mister Finance.

If you are looking for a credit card with fantastic benefits and a 0% intro APR, one of the PenFed credit cards can be for you. PenFed offers some of the best credit cards in the market. Plus, the PenFed Platinum Rewards Visa Signature® card offers an amazing welcome bonus for new cardholders. Moreover, you can get up to 5 points rewards on eligible purchases. So, keep reading our PenFed Platinum Rewards Visa Signature® card review to learn more!

Credit ScoreExcellent.
Annual feeNo annual fee.
Regular APR14.49% to 17.99% variable APR for purchases.
Welcome bonus*15,000 bonus points if you spend at least $1,500
in your first 90 days using the card

(*Terms apply).
Rewards*5x points on gas purchases you pay at the pump and EV stations;
3x points on purchases made at supermarkets, restaurants,
cable, streaming services, and more;
1x point on any other purchase you make with the card.

(*Terms apply).
PenFed logo

How to apply for PenFed Premium Visa Signature®?

If you need a card with no annual fee and a 0% intro APR, read our post about the PenFed Platinum Rewards Visa Signature® card application!

How does the PenFed Platinum Rewards Visa Signature® card work?

See how the PenFed Platinum Rewards Visa Signature® card review works. Source: Unsplash.
See how the PenFed Platinum Rewards Visa Signature® card review works. Source: Unsplash.

With the PenFed Platinum Rewards Visa Signature® card, you can make the best out of your everyday purchases. For example, you can earn five points for gas you purchase at the pump and EV charging stations. Also, you can earn three points for eligible purchases you make at supermarkets, restaurants, TV, cable, radio, streaming services, and more! Plus, you can even earn one point for every other purchase.

In addition, as a new cardholder, you can earn 15,000 welcome bonus points if you spend $1,500 in your first 90 days using the credit card. Moreover, there is a 0% intro balance transfer APR for 12 months. And you can get all of these benefits for no annual fee!

PenFed Platinum Rewards Visa Signature® card benefits

This PenFed credit card has so many benefits, such as the welcome bonuses for new cardholders. Also, there is a relatively high point-earning rate. However, as with any other credit card, this PenFed card also has some downsides. For example, you need a PenFed membership to get the best out of this credit card’s benefits.

Pros

  • No annual fee.
  • 12-month intro APR for balance transfers.
  • Up to 5 points on rewards.
  • 15,000 welcome bonus points.

Cons

  • You need a membership to make the best out of the card.

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How good does your credit score need to be?

To qualify for this PendFed Platinum credit card, you will need a relatively high credit score. You will need an excellent credit score to have a chance of getting this incredible card,

How to apply for PenFed Platinum Rewards Visa Signature® card?

You can easily apply to get this PenFed credit card. All you need is internet access and a computer. However, you will need a PenFed membership to get all the best benefits and perks. Therefore, check out our post below to know all about how to apply for the PenFed Platinum Rewards Visa Signature® card!

PenFed Platinum Rewards Visa Signature® card review

How to apply for PenFed Premium Visa Signature®?

If you need a card with no annual fee and a 0% intro APR, read our post about the PenFed Platinum Rewards Visa Signature® card application!

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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