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Chase Total Checking® account review

If you’re searching for an easy-to-use online banking option, read our Chase Total Checking® account review for its pros and cons!

by Victória Lourenço

Published on 12/12/2022

Chase Total Checking® account: Waive the monthly fee!

Read this review to find out how banking is with Chase. Source: Adobe Stock.
Read this review to find out how banking is with Chase. Source: Adobe Stock.

Are you looking for an easy and reliable way to manage your money without hefty fees? Look no further than our Chase Total Checking® account review!

Chase Total Checking® account review

How to apply for the Chase Total Checking® account

Do you need an account to have an effortless banking experience? If so, learn how to apply for the Chase Total Checking® account! Read on!

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How to apply for the Chase Total Checking® account

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With this checking account, you’ll get essential banking services at great value. Also, you’ll get access to benefits such as Zero Liability Protection and much more!

Its ease of use, no monthly service fee, and 24/7 customer service availability make it the perfect choice for everyday banking needs.

Here’s a look at some of the features of this checking account, so you can decide if it may be right for you! So, keep reading our Chase Total Checking® account review to learn more!

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How does the Chase Total Checking® account work?

Are you looking for a checking account with all of the essential banking features? If so, then the Chase Total Checking® might be right for you!

Also, whether you’re transferring money, setting up direct deposits, or paying bills—the Chase Total Checking® account offers the convenience and reliability of checking without any of the confusing extras.

Moreover, you can even waive the monthly fee of $12 if you meet some of the requirements. For example, you can keep a balance of at least $1,500 or more in your account at the beginning of each day.

Also, you can waive the monthly fee by making qualifying deposits and investments. Just check out their other requirements on their website!

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Chase Total Checking® account benefits

Chase is a reliable company, and this account is full of benefits. Source: Freepik.
Chase is a reliable company, and this account is full of benefits. Source: Freepik.

As we mentioned, this account can offer incredible benefits to its customers. For example, you’l have a chance to waive the monthly fee if you meet one of their simple requirements.

Moreover, you can have access to over 16,000 ATMs and more than 4,700 branches!

Also, you’ll have access to an incredible mobile banking option to complete your banking tasks wherever you are!

In addition, you’ll have access to the Zero Liability Protection Program. This way, you’ll get reimbursement for debit card transactions you don’t authorize!

However, this account also has some downsides. So, check out our pros and cons list below to help you decide if this is the right account for your needs!

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deal

deal

deal

deal

deal

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Pros

  • Access to a high number of ATMs;
  • You can use the Chase Mobile App to manage your account from anywhere you are;
  • There is access to a debit card with Zero Liability Protection.

Cons

  • You need to meet some requirements to waive the monthly fee;
  • Some other product fees can apply.

Pre-approved credit cards for low credit score available now

We analyzed your profile and found some offers that you can apply for today.

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How good does your credit score need to be?

There is no official information about a credit score requirement to open this account.

However, if you have a higher credit score, you may find it easier to open accounts and apply for credit cards, loans, and other financial products!

How to apply for the Chase Total Checking® account?

You can easily open your Chase Total Checking® account. All you need is to learn how to access the official website and see if the terms and conditions apply to your financial situation.

Chase Total Checking® account review

How to apply for the Chase Total Checking® account

Do you need an account to have an effortless banking experience? If so, learn how to apply for the Chase Total Checking® account! Read on!

Keep Reading
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How to apply for the Chase Total Checking® account

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About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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Under no circumstance we will require you to pay in order to release any type of product, including credit cards, loans or any other offer. If this happens, please contact us immediately. Always read the terms and conditions of the service provider you are reaching out to. We make money from advertising and referrals for some but not all products displayed in this website. Everything published here is based on quantitative and qualitative research, and our team strives to be as fair as possible when comparing competing options.

Advertiser Disclosure

We are an independent, objective, advertising-supported content publisher website. In order to support our ability to provide free content to our users, the recommendations that appear on our site might be from companies from which we receive affiliate compensation. Such compensation may impact how, where and in which order offers appear on our site. Other factors such as our own proprietary algorithms and first party data may also affect how and where products/offers are placed. We do not include all currently available financial or credit offers in the market in our website.

Editorial Note

Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved, or otherwise endorsed by any of the entities included within the post. That said, the compensation we receive from our affiliate partners does not influence the recommendations or advice our team of writers provides in our articles or otherwise impact any of the content on this website. While we work hard to provide accurate and up to date information that we believe our users will find relevant, we cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof.

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