Credit Cards

Mission Lane Visa® card full review

Let’s present to you the Mission Lane Visa® review so you can start 2022 rebuilding your credit score. Stick with us to learn all about it!

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by Aline Augusto

12/27/2021 | Updated on 05/19/2022

Mission Lane Visa® Credit Card

Learn more about this credit card. Source: Mission Lane.
Learn more about this credit card. Source: Mission Lane.

Mission Lane features a Visa® credit card that helps you rebuild your credit score so you can start 2022 with the right foot.

There is no security deposit required, no activation fee, and no over-the-limit fees. Plus, it offers a frequent credit line review, so you can bump up the limit right away.

Also, you don’t have to be alone on this journey. Mission Lane provides you with the right tools and resources so you can work on your credit-building better.

Credit ScorePoor
Annual Fee$59
Regular APR26.99 – 29.99 (Variable)
Welcome bonusNone
RewardsNone
Mission Lane Visa credit card

How to apply for a Mission Lane Visa® Credit card?

Mission Lane Visa® card is a tool that helps you rebuild your credit score. Check out how to apply for it!

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How does the Mission Lane Visa® Credit Card work?

Start rebuilding your credit score with the Mission Lane Visa® card. Source: Pexels.
Start rebuilding your credit score with the Mission Lane Visa® card. Source: Pexels.

First of all, it doesn’t require a perfect credit history to apply for it. Actually, this card works as a tool for those with a poor credit score to build a credit history.

Second of all, it frequently reviews your credit line, so if you work hard and pay your bills on time for the first six months, your credit line can be increased right away.

Third of all, there are no hidden fees, and there is no security deposit needed when opening the account.

Finally, you get the Visa® worldwide acceptance and a $0 fraud liability. 

Furthermore, customers say the mobile app is pretty good. Then, you can manage your financial information right in the palm of your hand, 24/7.

Mission Lane Visa® benefits

See what are the benefits of the Mission Lane Visa® credit card. Source: Pexels.
See what are the benefits of the Mission Lane Visa® credit card. Source: Pexels.

Let’s talk about the advantages first. This card is the right tool if you need to build or rebuild your credit score. It accepts as low as 300 credit punctuation for the application.

Plus, it offers free access to your credit score, educational resources for you to build credit better, and it reports to all three major credit bureaus.

Also, it provides you with fraud coverage in case your card is lost or stolen.

Moreover, it doesn’t hide fees.

So, let’s talk about those fees. Even though it charges a reasonable annual fee, the APR is quite high. 

In addition to that, it charges a 3% foreign transaction fee and up to $35 as a late payment fee.

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Pros

  • It doesn’t require a perfect credit history to apply for it
  • It helps you reestablish credit
  • Plus, it offers tools and educational resources through this process
  • It reviews credit line
  • It provides you with Visa® coverage and worldwide acceptance
  • You can get an instant decision
  • It features a mobile app

Cons

  • It charges an annual fee
  • It charges a foreign transaction fee and a late payment fee
  • The credit line starts at $300
  • No rewards program or sign-up bonuses

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How good does your credit score need to be?

This credit card is made for those who have a poor credit score so they can begin their credit-building journey right away!

How to apply for a Mission Lane Visa® Credit Card?

If you want to start 2022 rebuilding your credit score, Mission Lane Visa® credit card might be the tool you need to do it. So, learn how to apply for it by reading our next post!

Mission Lane Visa credit card

How to apply for a Mission Lane Visa® Credit card?

Mission Lane Visa® card is a tool that helps you rebuild your credit score. Check out how to apply for it!

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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