Credit Cards (US)
Mission Lane Visa® Credit Card review
If you're looking for a credit card that offers convenience and credit building abilities, the Mission Lane Visa® Credit Card is perfect for you! Check our full review to learn more.
Mission Lane Visa® Credit Card: Build or rebuild your score responsibly!
The Mission Lane Visa® Credit Card helps you rebuild your credit score so you can start 2023 with the right foot.
There is no security deposit required, no activation fee, and no over-the-limit fees. Plus, it offers a frequent credit line review, so you can be automatically considered for a higher credit line in as few as 7 months.
Also, you don’t have to be alone on this journey. Mission Lane provides you with the right tools and resources so you can work on your credit-building better.
| Credit Score | Fair. |
| Annual Fee | $0 – $59 |
| APR | Regular APR: 26.99% – 29.99% variable; Cash advance APR: 29.99% variable. If you are charged interest, the charge will be no less than $0.50. |
| Welcome bonus | None |
| Rewards | None |
How to apply for a Mission Lane Visa® Credit Card?
Learn how you can apply for the Mission Lane Visa® Credit Card and get started on building or rebuilding your score!
How does the Mission Lane Visa® Credit Card work?
First of all, it doesn’t require a perfect credit history to apply for it. Actually, this card works as a tool for those with a poor credit score to build a credit history.
Second of all, it frequently reviews your credit line, so if you work hard and pay your bills on time, you can be automatically considered for a higher credit line in as few as 7 months.
Third of all, there are no hidden fees, and there is no security deposit needed when opening the account.
Finally, you get the Visa® worldwide acceptance and a $0 fraud liability.
Furthermore, customers say the mobile app is pretty good. Then, you can manage your financial information right in the palm of your hand, 24/7.
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Mission Lane Visa® benefits
Let’s talk about the advantages first. This card is the right tool if you need to build or rebuild your credit score. It accepts as low as 300 credit punctuation for the application.
Plus, it offers free access to your credit score, educational resources for you to build credit better, and it reports to all three major credit bureaus.
Also, it provides you with fraud coverage in case your card is lost or stolen.
Moreover, it doesn’t hide fees.
So, let’s talk about those fees. Even though it charges a reasonable annual fee, the APR is quite high.
In addition to that, it charges a 3% foreign transaction fee and up to $35 as a late payment fee.
Pros
- See if you qualify instantly without harming your credit score.
- Be automatically considered for a higher credit line in as few as 7 months.
- Free, online credit score access for cardholders.
- Instant decision on your application.
- No interest on purchases when you pay in full and on time each month.
- No security deposit required – get started today!
- Enjoy coverage from Visa®.
- Access your account anytime, anywhere with our mobile app.
- If you are charged interest, the charge will be no less than $0.50.
Cons
- It charges an annual fee.
- It charges a foreign transaction fee and a late payment fee.
- The credit line starts at $300.
- No rewards program or sign-up bonuses.
How good does your credit score need to be?
This credit card is made for those who have a poor credit score so they can begin their credit-building journey right away!
How to apply for a Mission Lane Visa® Credit Card?
If you want to start 2022 rebuilding your credit score, Mission Lane Visa® credit card might be the tool you need to do it. So, learn how to apply for it by reading our next post!
How to apply for a Mission Lane Visa® Credit Card?
Learn how you can apply for the Mission Lane Visa® Credit Card and get started on building or rebuilding your score!
Aline Augusto
Aline Barbosa
Senior Editor
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