Credit Cards (US)
Wells Fargo Active Cash® Card review
Would you like a card with straightforward cash back rewards and other benefits? Learn more about the Wells Fargo Active Cash® Card in our full review below.
Wells Fargo Active Cash® Card: No annual fee and a lengthy APR intro!
In this Wells Fargo Active Cash® Card review, we’ll look over all the features of a card offers great rewards, like 2% unlimited cash back rewards for all purchases.
And if you fit the requirements, there is a welcome offer of $200 in cash rewards after you spend $1,000 in the first three months of having the card.
There is also a 0% intro APR available for purchases and eligible balance transfers within 15 months.
This card has other great benefits, like up to $600 on cell phone protection against damage or theft (terms apply) available if the cardholder pays their phone bill with the card.
Keep reading this Wells Fargo Active Cash® Card review to learn more about this card.
How does the Wells Fargo Active Cash® Card work?
As mentioned, this card offers great cash back rewards for its cardholders and a great welcome bonus, considering the $0 annual fee. You get unlimited 2% cash back rewards on every purchase and great cell phone protection.
But if you got a Wells Fargo card in the last 15 months from the application date, you may not get the intro APR, welcome bonus, and other benefits.
You will be redirected to another website
Wells Fargo Active Cash® Card benefits
- $0 annual fee.
- 0% introductory APR for 15 months.
- Cell phone protection
- 2% cash back rewards on all purchases
- 3% of each foreign transaction converted to USD.
- Balance transfer fee.
- The card’s welcome benefits might not be available for some people.
Should you get this card?
The Wells Fargo Active Cash® Card can be a great choice for people who like to get cash back without having to focus on different spending categories.
So, if you need a card for everyday purchases with cash back benefits, this can be the card for you.
However, keep in mind that this card does not have many benefits for international travel, and it has a foreign transaction fee. So, if you like to travel abroad, maybe you should reconsider getting this card.
How good does your credit score need to be?
To get this card, we recommend that your credit score is from good to excellent. This means that your score needs to be at least 690.
We also recommend that you check the requirements and do some research before applying for any card. But having a great score does not mean that you will be approved because the company also checks other personal information.
How to apply for a Wells Fargo Active Cash® Card?
Applying for the Wells Fargo Active Cash® Card is very simple. You can even apply online for it. If you know that you have the requirements and fit the profile to get this card, then read our post with some important information on how to apply for this great cash back credit card!
About the author / Victória Lourenço
Reviewed by / Aline Barbosa
247LoanPros review: what you need to know before applying
Check out this 247LoanPros review post to learn all about it and how you can borrow up to $35,000 with flexible terms and competitive rates!Keep Reading
Capital One Savor Rewards Credit Card full review
The Capital One Savor Rewards Credit Card features a good rate of cashback, and many other benefits. So, check out this card's full review!Keep Reading
How to apply for a Capital One Quicksilver Secured Cash Rewards card?
Learn how easy and fast it is to apply for a Capital One Quicksilver Secured Cash Rewards credit card and start building a good credit score!Keep Reading
You may also like
Wayfair Credit Card review
Unsure about whether or not the new Wayfair credit card is for you? Then read on! This review will explain how this card works and how you can enjoy its multiple benefits!Keep Reading
Citi® Secured Mastercard® application: how does it work?
Are you considering applying for the Citi® Secured Mastercard® but are unsure how it all works? This guide will take you through the process step-by-step!Keep Reading
PREMIER Bankcard® Credit Card review: is it legit and worth it?
Are you trying to get a credit card with a damaged credit score? Don't worry. The PREMIER Bankcard® Credit Card was made for you. This review will show you its benefits.Keep Reading