Credit Cards

Merrick Bank Double Your Line™ Platinum Visa® card full review

Merrick Bank features a credit card that helps you build or rebuild your credit score. Learn all about it by reading our Merrick Bank Double Your Line™ Platinum Visa® review post!

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by Aline Augusto

Published on 12/24/2021

Merrick Bank Double Your Line Platinum Visa® card

Learn more about this credit card. Source: Merrick Bank.
Learn more about this credit card. Source: Merrick Bank.

Merrick Bank is one of the largest issuers of Visa® cards in the U.S. So, today we present to you the Merrick Bank Double Your Line™ Platinum Visa® credit card.

It is ideal for those who want an unsecured credit card but don’t have enough credit scores to apply for one. Also, it is for those who need to build credit history.

In addition to that, there is an extra: by using this card, you can double your line automatically. 

Check out the summary below!

Credit ScorePoor – Fair 
Annual Fee$72 in the first year
$6 monthly after that
Regular APRFrom 19.45% to 28.45%
Welcome bonusNone
RewardsNone
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How to apply Merrick Bank Platinum Visa®

Merrick Bank Double Your Line™ Platinum Visa® card helps you build your credit score. Learn how to apply for it and enjoy its benefits!

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How does the Merrick Bank Double Your Line Platinum Visa® credit card work?

Merrick Bank launches one more Visa® credit card that will help you build your credit score. The Double Your Line Platinum Visa® is an unsecured credit card, which means that you don’t need to worry about security deposits.

Plus, the fees charged are deducted from your credit limit automatically. 

Furthermore, this credit card motivates you to develop responsible and organized financial habits in order to achieve the credit score you want.

Finally, you can get your card in instants. It is really fast and easy to apply for it, with no need to check credit or impact it.

Merrick Bank Double Your Line Platinum Visa® benefits

See what are the benefits of the card. Source: Pixabay.
See what are the benefits of the card. Source: Pixabay.

Even though there are no rewards or welcome bonuses, this Visa® offers some benefits, as follows:

  • $0 Fraud Liability, which means that you won’t have to pay for unauthorized charges on your credit card; 
  • Access to FICO® Score every month, so you can work on your credit-building;
  • Free online and mobile access, so you can manage your credit card account, with tools to set up alerts, make payments, and more.

Also, it offers you the possibility to double your credit line in the first 7 months of usage. All you need to do is pay your minimum due on time.

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Pros

  • It helps build and rebuild credit score
  • $0 Fraud Liability
  • You can get access to FICO® Score every month
  • It provides you with online and mobile app
  • You can double the credit line
  • It offers a good customer service
  • There is no penalty APR over fees of over-the-limit

Cons

  • It charges annual fee
  • It doesn’t offer any rewards or welcome bonuses
  • The regular APR is quite high
  • It might charge an account set-up fee up to $75

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How good does your credit score need to be?

There is no need to have a perfect credit score to apply for this card. Then, you can apply for it even if you don’t have any credit history at all.

How to apply for a Merrick Bank Double Your Line Platinum Visa®?

If you are interested in rebuilding or building your credit score, learn now how to apply for a Merrick Bank Double Your Line Platinum Visa® unsecured credit card. But note that before doing it, you need a Acceptance Certificate Number.

Logo Merrick Bank fundo branco

How to apply Merrick Bank Platinum Visa®

Merrick Bank Double Your Line™ Platinum Visa® card helps you build your credit score. Learn how to apply for it and enjoy its benefits!

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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