Credit Cards (US)

How to apply for the Merrick Bank Double Your Line™ Platinum Visa® credit card?

The Merrick Bank Double Your Line™ Platinum Visa® is the opportunity for you to hold a card without checking your credit in the application. Learn how to apply fot it!

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by Aline Augusto

12/24/2021 | Updated on 10/14/2022

Merrick Bank Double Your Line Platinum Visa® credit card application

Find out how the application process works! Source: Merrick Bank.
Find out how the application process works! Source: Merrick Bank.

Check out how to get your Merrick Bank Double Your Line Platinum Visa® credit card in today’s post! 

So, traditional credit cards offer many benefits like rewards and more. However, if you don’t have a perfect credit history, you are automatically out of the application process.

That’s why Merrick Bank specializes in launching credit cards in the market for those who don’t get accepted into the financial system. So, you can live with freedom, convenience, and agility, while building your credit score.

Plus, this card offers protection through Visa® $0 Fraud Liability, monthly access to FICO® Score, a free online and mobile app, and good customer service.

Also, you don’t need a security deposit to apply for it, and you can double your credit line in a few months.

card

Credit Card

Double Your Line Platinum

Mobile app Visa®

$0 Fraud Liability. Good customer service.

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Apply online

See how to apply online to get this card. Source: StockSnap.
See how to apply online to get this card. Source: StockSnap.

Access the Merrick Bank at https://merrickbank.com/ and click on Products. Then, select Platinum Visa®.

If you already have an Acceptance Certificate Number, enter it and click on Apply Now to fill in the forms with your personal information!

If you don’t have it, click on “Can’t find your Acceptance Certificate Number?”. Then, enter your personal information and check out if you match.

Finally, enter your code and submit it.

Apply using the app

After getting approved, download the Merrick Bank mobile app to manage your credit card’s information.

Merrick Bank Double Your Line Platinum Visa® credit card vs. Unique Platinum credit card

Both of these credit cards don’t do credit checks. Although the Unique Platinum card offers rewards and a 0% APR, you can only use it at My Unique Outlet. 

On the other side, there is the Merrick Bank Double Your Line Platinum Visa® card, with no rewards, but you can use it as a traditional credit card at the same time it helps you build your credit score.

Merrick Bank Double Your Line Platinum Visa® cardUnique Platinum card 
Credit ScorePoor – Fair No credit history or check required
Annual Fee$72 in the first year
$6 monthly after that
$19.95 per month (Membership) or $239.40 annually + $29.95 as initial cost
Regular APRFrom 19.45% to 28.45%0%
Welcome bonusNoneNone
RewardsNoneUnique Rewards like gift cards, dining and travel, online shopping, grocery coupons;
$25 in rewards dollars every month
Unique Platinum credit card

How to apply for a Unique Platinum?

Unique Platinum, a store card with no APR on purchases and no credit check. Learn how to apply for one!

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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